Re: So Chase is softing me?

CBTS · ‎07-21-2013

Any recommendations for a monitoring service which gives credit reports that show SPs?

isoldmyatlas · ‎07-21-2013

Chase softs me every 2 months. Amex softed me every 2 weeks for my first 8 months with them, but it looks like they've dropped off to once a month now. They definitely do it the most. Discover has only softed me once, and Cap1 twice.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

enharu · ‎07-21-2013

@Anonymous- wrote:
Any recommendations for a monitoring service which gives credit reports that show SPs?

you have to pull your report directly from the CRAs, or get your report from annualcreditreport.

Monitoring services do not show SPs.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

LawStudentCivilis · ‎07-21-2013

@09Lexie wrote:
They both SPd me in June. Amex already in July too.

Lexie, what credit monitoring service do you use to see SPs?

09Lexie · ‎07-21-2013

CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .

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vAirGo7 · ‎07-21-2013

@09Lexie wrote:
CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .

Do you mean the ID number from annualcreditreport?

CBTS · ‎07-21-2013

Thanks for making it clear! Doesn't it get a little expensive getting monthly reports from the CRAs though? One more question, I have the report/ID number for my TU report that I pulled from annualcreditreport.com. Is there any way to re-pull that same report? I think it's possible with EX and EQ, but can't figure it out with TU.

So Chase is softing me?

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