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Regular Contributor
Posts: 185
Registered: ‎10-11-2012
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Re: So Chase is softing me?

Any recommendations for a monitoring service which gives credit reports that show SPs?

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Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
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Re: So Chase is softing me?

Chase softs me every 2 months.  Amex softed me every 2 weeks for my first 8 months with them, but it looks like they've dropped off to once a month now.  They definitely do it the most.  Discover has only softed me once, and Cap1 twice.

TU: 755 (5/13/15) | EQ: 758 (6/1/15) | EX: 765 (6/1/15)

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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: So Chase is softing me?


ternify- wrote:

Any recommendations for a monitoring service which gives credit reports that show SPs?


you have to pull your report directly from the CRAs, or get your report from annualcreditreport.

Monitoring services do not show SPs.

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Frequent Contributor
Posts: 311
Registered: ‎06-14-2013
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Re: So Chase is softing me?


09Lexie wrote:
They both SPd me in June. Amex already in July too.

Lexie, what credit monitoring service do you use to see SPs?

Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: So Chase is softing me?

CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .
Regular Contributor
Posts: 110
Registered: ‎03-12-2013
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Re: So Chase is softing me?


09Lexie wrote:
CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .

 Do you mean the ID number from annualcreditreport?

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Regular Contributor
Posts: 185
Registered: ‎10-11-2012
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Re: So Chase is softing me?

[ Edited ]

Thanks for making it clear! Doesn't it get a little expensive getting monthly reports from the CRAs though? One more question, I have the report/ID number for my TU report that I pulled from annualcreditreport.com. Is there any way to re-pull that same report? I think it's possible with EX and EQ, but can't figure it out with TU.

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