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Regular Contributor
ternify-
Posts: 185
Registered: ‎10-11-2012
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Re: So Chase is softing me?

Any recommendations for a monitoring service which gives credit reports that show SPs?

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Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
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Re: So Chase is softing me?

Chase softs me every 2 months.  Amex softed me every 2 weeks for my first 8 months with them, but it looks like they've dropped off to once a month now.  They definitely do it the most.  Discover has only softed me once, and Cap1 twice.

TU: 757 (9/14/14) | EQ: 778 (10/7/14) | EX: 770 (10/7/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $6,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Super Contributor
enharu
Posts: 7,008
Registered: ‎02-27-2013
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Re: So Chase is softing me?


ternify- wrote:

Any recommendations for a monitoring service which gives credit reports that show SPs?


you have to pull your report directly from the CRAs, or get your report from annualcreditreport.

Monitoring services do not show SPs.

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Frequent Contributor
LawStudentCivilis
Posts: 311
Registered: ‎06-14-2013
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Re: So Chase is softing me?


09Lexie wrote:
They both SPd me in June. Amex already in July too.

Lexie, what credit monitoring service do you use to see SPs?

Moderator
09Lexie
Posts: 26,026
Registered: ‎09-13-2012
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Re: So Chase is softing me?

CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .
Contributor
vAirGo7
Posts: 99
Registered: ‎03-12-2013
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Re: So Chase is softing me?


09Lexie wrote:
CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .

 Do you mean the ID number from annualcreditreport?

Regular Contributor
ternify-
Posts: 185
Registered: ‎10-11-2012
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Re: So Chase is softing me?

[ Edited ]

Thanks for making it clear! Doesn't it get a little expensive getting monthly reports from the CRAs though? One more question, I have the report/ID number for my TU report that I pulled from annualcreditreport.com. Is there any way to re-pull that same report? I think it's possible with EX and EQ, but can't figure it out with TU.

Chase Sapphire Preferred / Chase United MileagePlus Explorer / Chase Freedom / AMEX PRG / AMEX SPG / AMEX BCE / Discover IT / Barclaycard Financing / BofA Cash Rewards for Students / CITI Classic

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