07-13-2013 06:58 PM
Chase SPd me 4-5 times the first 6 weeks. Now it's once in awhile.
I just thought about it...Lexie, whats your credit card portfolio like?? I see you posting all the time, and you're very knowledgeable about a lot of stuff. Whats your portfolio like???...If you don't mind me asking that is
07-13-2013 07:54 PM
07-13-2013 08:14 PM
07-14-2013 03:21 AM
No, I don't mind you asking. My CS are in my siggy. I have AMEX PRG, Chase Freedom, Discover It, PayPal MC, Wal/Discover, DCU PLAT Visa, NFCU, Mutual of Omaha MC. Store cc's Macy's, JCP, VS, Nordstrom and I'm an AU on Sams Credit.
I think that's it. 1 baddie on EQ and EX both falling off next year.
ahhh gotcha! Nice line up of cards...now you dont' seem so mysterious to me anymore...FINALLY! lol.haha.
07-14-2013 03:15 PM
Noob question, but how do you guys tell if the CCCs are softing you? I thought softs only appear if you get the CR directly from the bureau and not on the CR from monitoring services (including myfico??) If so, do most people on here get the CRs directly from bureau's every month?
07-15-2013 08:34 AM
Now that we can talk about it because it's been recommended by CSR's to many users (it used to be taboo on this website):
Get yourself to the dispute section (I use Experians off of my USAA).
In there you should see requests for credit information.
On top are the hard pulls.
Below that are the softs.
07-18-2013 10:22 AM
The CRs that I get throught CITI Identitymonitor doesn't have a dispute section
07-18-2013 11:42 AM
When I look at my EX reports, I can see that Chase SP's me amost every month. But I'm still stuck at $20K on my CSP. Any CLI they assure me would be a HP. Not sure why they SP though. Maybe if they are feeling generous, then they use the SP to auto CLI.
Customer initiated is always HP with them,
07-18-2013 12:15 PM
Chase and Amex seem to be softin me monthly, around the 21st of each month, for some reason I do not see a June 2013 entry for either one though, I wonder if its just behind in posting
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.