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So Chase is softing me?

Regular Contributor

Re: So Chase is softing me?

Any recommendations for a monitoring service which gives credit reports that show SPs?

Chase Sapphire Preferred / Chase United MileagePlus Explorer / Chase Freedom / AMEX PRG / AMEX SPG / AMEX BCE / Discover IT / Barclaycard Financing / BofA Cash Rewards for Students / CITI Classic
Message 21 of 27
Frequent Contributor

Re: So Chase is softing me?

Chase softs me every 2 months.  Amex softed me every 2 weeks for my first 8 months with them, but it looks like they've dropped off to once a month now.  They definitely do it the most.  Discover has only softed me once, and Cap1 twice.

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 22 of 27
Super Contributor

Re: So Chase is softing me?


ternify- wrote:

Any recommendations for a monitoring service which gives credit reports that show SPs?


you have to pull your report directly from the CRAs, or get your report from annualcreditreport.

Monitoring services do not show SPs.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 23 of 27
Frequent Contributor

Re: So Chase is softing me?


09Lexie wrote:
They both SPd me in June. Amex already in July too.

Lexie, what credit monitoring service do you use to see SPs?

Message 24 of 27
Moderator Emerita

Re: So Chase is softing me?

CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .
Message 25 of 27
Regular Contributor

Re: So Chase is softing me?


09Lexie wrote:
CMS' don't show SP's. I am using my Exp and EQ report ( you can re pull it if you have the Id number) .

 Do you mean the ID number from annualcreditreport?

Message 26 of 27
Regular Contributor

Re: So Chase is softing me?

Thanks for making it clear! Doesn't it get a little expensive getting monthly reports from the CRAs though? One more question, I have the report/ID number for my TU report that I pulled from annualcreditreport.com. Is there any way to re-pull that same report? I think it's possible with EX and EQ, but can't figure it out with TU.

Chase Sapphire Preferred / Chase United MileagePlus Explorer / Chase Freedom / AMEX PRG / AMEX SPG / AMEX BCE / Discover IT / Barclaycard Financing / BofA Cash Rewards for Students / CITI Classic
Message 27 of 27