So I decided that ...

[Anonymous]

is time to garden for at least 6 months!!  

Capital One $2,000      Macys $1,200  Merrick Bank $1,000      Venus (Clothing Store)  $500

I would like to closed this acct:

Credit One $650   Secured Capital One $300   Secured Open Sky $300

is this a good strategy?

Thank you!!!

[SunriseEarth]

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@Anonymous wrote:

is time to garden for at least 6 months!!  

Capital One $2,000      Macys $1,200  Merrick Bank $1,000      Venus (Clothing Store)  $500

I would like to closed this acct:

Credit One $650   Secured Capital One $300   Secured Open Sky $300

is this a good strategy?

Thank you!!!

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Closing CreditOne is always a good strategy.   As for the secured cards, do either of them have AFs or otherwise cost you money?

[kroberts67]

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@Anonymous wrote:

is time to garden for at least 6 months!!  

Capital One $2,000      Macys $1,200  Merrick Bank $1,000      Venus (Clothing Store)  $500

I would like to closed this acct:

Credit One $650   Secured Capital One $300   Secured Open Sky $300

is this a good strategy?

Thank you!!!

---

I don't see why not!  Close anything with an annual fee.  You're other 3 cards are a good assortment with good lines, and they will grow.  

[Anonymous]

Awesome!!

Good point!! thank you!

[Anonymous]

agree with above posts....definately close credit one

pretty sure the Cap1 secured charges AF, so close it before the next AF is due. 

[Anonymous]

True to that..