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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

So I got an offer from Barclays..............

A 9.99% APR BT promo through 5/1/2013:

 

- $10 fee or 4% whichever is greater on the BT

 

Anyone else recieve this type of offer?

 

It actually sounds like a good offer if I didnt have PSECU but they cant beat no-fee BT's @ 2.9%!

 

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
slarano
Posts: 281
Registered: ‎04-30-2008
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Re: So I got an offer from Barclays..............

Last BT offer I received from Barclay was 0% APR for 12 months, 1% fee... 


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: So I got an offer from Barclays..............


slarano wrote:

Last BT offer I received from Barclay was 0% APR for 12 months, 1% fee... 


Well I would have bitten on that!!!! :smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
jamesdwi
Posts: 1,947
Registered: ‎09-16-2011
0

Re: So I got an offer from Barclays..............


LS2982 wrote:

A 9.99% APR BT promo through 5/1/2013:

 

- $10 fee or 4% whichever is greater on the BT

 

Anyone else recieve this type of offer?

 

It actually sounds like a good offer if I didnt have PSECU but they cant beat no-fee BT's @ 2.9%!

 

 


Seems like a bad deal to me, Chase Slate is currently offering 18 months no interest, and free BT's for the first 60 days. 

 

https://creditcards.chase.com/credit-cards/slate.aspx?CELL=6RRW&MSC=IQ49969662&jp_cmp=cc/03BrandedSl...

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: So I got an offer from Barclays..............


jamesdwi wrote:

LS2982 wrote:

A 9.99% APR BT promo through 5/1/2013:

 

- $10 fee or 4% whichever is greater on the BT

 

Anyone else recieve this type of offer?

 

It actually sounds like a good offer if I didnt have PSECU but they cant beat no-fee BT's @ 2.9%!

 

 


Seems like a bad deal to me, Chase Slate is currently offering 18 months no interest, and free BT's for the first 60 days. 

 

https://creditcards.chase.com/credit-cards/slate.aspx?CELL=6RRW&MSC=IQ49969662&jp_cmp=cc/03BrandedSl...

 

 


My PSECU Visa is offering no fee BT's through 12/13 with 2.9 APR, I'm happy with that, do not need anymore new accounts.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
0

Re: So I got an offer from Barclays..............

Sorry to say but that is a pretty lame BT offer from Barclays. This is what's under my Citi BT offer,

 

* 1.99% APR on BT through 08/2013

* 0% APR BT AND purchases through 04/2013

 

$5 fee or 3% whichever is greater on the BT

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: So I got an offer from Barclays..............


trumpet-205 wrote:

Sorry to say but that is a pretty lame BT offer from Barclays. This is what's under my Citi BT offer,

 

* 1.99% APR on BT through 08/2013

* 0% APR BT AND purchases through 04/2013

 

$5 fee or 3% whichever is greater on the BT


Yes, I wasn't holding this Barclays offer up on a pedestal, I was seeing who has getten what offers from them :smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
0

Re: So I got an offer from Barclays..............

it sounds like they are sending out the same offer, but tweaking it for each member. I too received the offer, but it was for 0% for 12 months, ALONG with 0% on purchases made on the card, for the same length of time.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: So I got an offer from Barclays..............


logan_720 wrote:

it sounds like they are sending out the same offer, but tweaking it for each member. I too received the offer, but it was for 0% for 12 months, ALONG with 0% on purchases made on the card, for the same length of time.


Guess i'm not a top tier consumer to them....................:smileysad:

 

oh well!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
android01
Posts: 1,226
Registered: ‎09-22-2009
0

Re: So I got an offer from Barclays..............


LS2982 wrote:

jamesdwi wrote:

LS2982 wrote:

A 9.99% APR BT promo through 5/1/2013:

 

- $10 fee or 4% whichever is greater on the BT

 

Anyone else recieve this type of offer?

 

It actually sounds like a good offer if I didnt have PSECU but they cant beat no-fee BT's @ 2.9%!

 

 


Seems like a bad deal to me, Chase Slate is currently offering 18 months no interest, and free BT's for the first 60 days. 

 

https://creditcards.chase.com/credit-cards/slate.aspx?CELL=6RRW&MSC=IQ49969662&jp_cmp=cc/03BrandedSl...

 

 


My PSECU Visa is offering no fee BT's through 12/13 with 2.9 APR, I'm happy with that, do not need anymore new accounts.

 


+1  :smileyhappy:

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