Just FTR TD tends to be a bit quirky, quite conservative lender, with relatively vanilla cc products. Perhaps by the time are in an approvable range with them may've moved on. Pretty sure OP doesn't require encouragement to press on with boa or TD, right now, in any case.
Congrats on the strong current roster, other products want going forward are sure to follow. Since priorities tend to shift over time, gardening can be a good tactic for more than the obvious reasons.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
