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So Long Milestone!!

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kidink1911
Established Contributor

So Long Milestone!!

On a mission to close my subprime cards!

Called Milestone today just weeks shy of my year anniversary with the credit card company. Informed the customer service rep that I wanted to close the account. When asked why I replied "I'm not going to pay $75 to have a $300 line of credit". The customer service rep tried to sell me on the old " what about an emergency" line- to which I responded "I've got real cards for that now".

I closed it- so long Milestone cause I've worked hard and got "real credit cards" now!!

Chase Sapphire Preferred- BOA Travel Rewards- Barclays JetBlue MC- Barclays Apple Rewards- Cap One QS- Synchrony WalMart MC- BP Gas
PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
3 REPLIES 3
creditguy
Valued Contributor

Re: So Long Milestone!!

An emergency line? What's that supposed to be? Well good for you for throwing that card in the trash where it deserves to be. Well done on building an impressive portfolio of great cards.
Message 2 of 4
TXinandout
Frequent Contributor

Re: So Long Milestone!!

$300 emergency line? Man LOL

 

Good job closing the card, it served its purpose.

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 3 of 4
Anonymous
Not applicable

Re: So Long Milestone!!


@kidink1911 wrote:
On a mission to close my subprime cards!

Called Milestone today just weeks shy of my year anniversary with the credit card company. Informed the customer service rep that I wanted to close the account. When asked why I replied "I'm not going to pay $75 to have a $300 line of credit". The customer service rep tried to sell me on the old " what about an emergency" line- to which I responded "I've got real cards for that now".

I closed it- so long Milestone cause I've worked hard and got "real credit cards" now!!

Chase Sapphire Preferred- BOA Travel Rewards- Barclays JetBlue MC- Barclays Apple Rewards- Cap One QS- Synchrony WalMart MC- BP Gas

That was my first rebuilding card as well. I closed after 7 months. Although the AF is high and the interest rate was 23.24%, and a $300 CL forever, it was still a lot better than First Premier and creditone.

Message 4 of 4
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