So can I hit the LUV button

[Anonymous]

I opened a walmart credit card Aug2008 got 700$...I bought something for the first time with it for 300$ in Oct..Last payment on that item was Jan09......Is that enough time with it to get a Cli when push the luv button...Does this time period of waiting start with from the time I opened up the account, or from the time I first used it?????????

And whats the highest cli Anyone heres ever recieved from Walmart charge card....

If I where to push it would that be a hard inq??

[smallfry]

Every 4 months.

[Anonymous]

Is that every 4 months from usage or every 4 months from the date I opened it????? And is it a hard pull????

[Anonymous]

it is a soft pull.............

[Anonymous]

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@Anonymous wrote:
Is that every 4 months from usage or every 4 months from the date I opened it????? And is it a hard pull????

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4 months of payment history so if you have made a payment in the past 4 months every month you should be good. GE i think likes to see allot of usage also. You've had the card almost six month go ahead an hit the button it's only a soft pull.

[Anonymous]

SO I hit it and it said I would go up 100$...700-800...

But what if i dont submit request,,,,will it be higher if i wait another month and push?

[Anonymous]

I went ahead an accepted the 100$ increase,,,,but dang are there cli always that LOW

[Anonymous]

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@Anonymous wrote:

SO I hit it and it said I would go up 100$...700-800...

But what if i dont submit request,,,,will it be higher if i wait another month and push?

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If you don't hit submit then you want get the increase. GE is not that big on huge CLI when i received my first CLI last month for Wal-Mart they only gave me $100 increase so that sounds about right.

[Anonymous]

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@Anonymous wrote:
I went ahead an accepted the 100$ increase,,,,but dang are there cli always that LOW

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Yes most likely that's all your gonna get every 4 months. If you read some of the old threads on this board thats all people have gotten.

[smallfry]

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@Anonymous wrote:
I went ahead an accepted the 100$ increase,,,,but dang are there cli always that LOW

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Use it or lose it. Hit the button every four months to the day. Normally you will get 100-125 each time. It's just a store card. I have one solely for the credit mix. If I find something I want that exceeds 10% of the credit limit I just use another card.