I just applied. I hate the loading animations while it processes your application. It's nerve racking! Anyways... instantly approved for a $2k limit! Any sense in trying a recon on the limit or just wait for four months as it is GE? Thank you guys. This card will replace the Cap1 very nicely and I can use it for gas until Discover will give me 5% again. I'm headed back to the garden though. I hate apping.
Current Scores: TU 746, EX 755, EQ 724
Default4 wrote:I just applied. I hate the loading animations while it processes your application. It's nerve racking! Anyways... instantly approved for a $2k limit! Any sense in trying a recon on the limit or just wait for four months as it is GE? Thank you guys. This card will replace the Cap1 very nicely and I can use it for gas until Discover will give me 5% again. I'm headed back to the garden though. I hate apping.
Congrats...that worked out nicely, eh?
Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Yeah I guss it did work out pretty great. I'm just scared to see my aaoa when it starts reporting.
youngandcreditwrthy wrote:AMAZING!!!! So you got the MC version???? NICE!!!!! I'd wait a few months... PIF the first 2-3 months, and you may see an AUTO CLI....
I got an AUTO CLI my third statement to $4,400, then called UW in August, I think.. and got it up to $7,000.
:-D
Yeah it's the Mastercard. Those are some crazy increases! How old was the account when you got them to go up to 7?
john398 wrote:I was thinking the paypal mastercard was web bank, is it really GE?? If so I love GE
it is GE! I like it, It is actually a pretty nice reward system...
One note to keep in mind is pay through your bank bill pay to them... I have had many payments put on hold when moving money from PayPal Balance to pay on card... which is little irritating considering that's like cash... but it's not an issue with billpay from my bank.
Thanks everyone, I'm still actually kind of surprised by the limit. Discover is higher, but Cap1 is only $500. I'm liking the new slogan. It would either have to be that or "What's in your shredder!?" They're lucky it has no af. If it did have one I would be canceling it next month, but instead I suppose they can get a small charge every few months. I'm talking like a candy bar at the gas station or something. lol. I just can't stand giving crappy companies my business and or money. Treat me right or I will go elsewhere. Although maybe in some ways I should thank them. Seven months ago I only applied for the Discover More because my limit was so low. I got an awesome card with 0% interest, great rotating rewards, and amazing customer service. Now I increased my available credit by 66% and I have a decent gas and restaurant card that will grow because they so thoroughly pissed me off. I guess they are good for something other then just offering credit to people who don't have any.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
