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Posts: 6,469
Registered: ‎08-12-2013
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Re: So far so good....


BearsAndTurtlesRtheBest wrote:

JUST got back from opening my FIRST checking & savings acct from my local CITI branch and everything was successful. Im going to return in 10 days with my paycheck to deposit money, get temporary debit card, and set up online acct.

Also just paid of dads Brooks Brothers CC that had a $146.00 balance. Its now "0" and will be closed once new statement generates. CL $1,400

Same with dads Best Buy CC it had a $139 balance and its now at "0" and will also be closed. CL $1,200

ALL IN ALL IM FEELING POSITIVE, and seeing the light. I do got WAY more CCs to pay off. "Step by step"

Thanks for all the advice and help my fico family!!!


Congrats on first bank accounts!  That's one of the first steps to personal financial responsibility, IMHO.  Citi is good to get in with, too.  Don't burn 'em, like I did...heheh.


Start: 619 (Wally, 9/2013) | Current: 735 (Wally, 7/6/15)
AMEX BCE $13500 | Care Credit $10200 | JCP $8000 | Overstock $5800 | Citi DC WMC $5000 | Discover IT $5000 | Walmart Store $5000 | Amazon Store $5000 | Cap 1 QS $4750 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | Macy's Special Events $2900 | Macy's Revolving $2500 | Sam's Club MC $2500 | CU Visa $2500 | Gold Violin $2050 | Paypal Credit $1740 | Target $1000 | ~~Gardening Since 6/5/15
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
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Re: So far so good....

Congrats! You're well on your way to your goals!


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Established Contributor
Posts: 522
Registered: ‎07-18-2013
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Re: So far so good....

Congrats and keep up the good work!
Regular Contributor
Posts: 399
Registered: ‎08-21-2013
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Re: So far so good....

Congratulations! And Cats are awesome too. The big ones can eat turtles Smiley Wink

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013


2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500


Valued Contributor
Posts: 1,841
Registered: ‎09-18-2012
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Re: So far so good....


BearsAndTurtlesRtheBest wrote:

JUST got back from opening my FIRST checking & savings acct from my local CITI branch and everything was successful. Im going to return in 10 days with my paycheck to deposit money, get temporary debit card, and set up online acct.

Also just paid of dads Brooks Brothers CC that had a $146.00 balance. Its now "0" and will be closed once new statement generates. CL $1,400

Same with dads Best Buy CC it had a $139 balance and its now at "0" and will also be closed. CL $1,200

ALL IN ALL IM FEELING POSITIVE, and seeing the light. I do got WAY more CCs to pay off. "Step by step"

Thanks for all the advice and help my fico family!!!


Rock on! Step by step....that is an awesome and sound approach.

 

Congrats!

Valued Contributor
Posts: 1,095
Registered: ‎09-19-2012
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Re: So far so good....


BearsAndTurtlesRtheBest wrote:

JUST got back from opening my FIRST checking & savings acct from my local CITI branch and everything was successful. Im going to return in 10 days with my paycheck to deposit money, get temporary debit card, and set up online acct.

Also just paid of dads Brooks Brothers CC that had a $146.00 balance. Its now "0" and will be closed once new statement generates. CL $1,400

Same with dads Best Buy CC it had a $139 balance and its now at "0" and will also be closed. CL $1,200

ALL IN ALL IM FEELING POSITIVE, and seeing the light. I do got WAY more CCs to pay off. "Step by step"

Thanks for all the advice and help my fico family!!!


Why are you paying off your dad's credit cards?

Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
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Re: So far so good....

@oscar_actuary yeah you can say that so at least that ive been there done that with CC debt so I dont do it once I enter my 20's.


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
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Re: So far so good....

@SunriseEarth Thanks! an yeah to the looks of it Citi does look like a great bank Ill keep posted.


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
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Re: So far so good....

@parakleet thank you!


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
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Re: So far so good....

@missjae thanks!


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
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