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So if I did apply for a 2nd amex....

New Contributor

So if I did apply for a 2nd amex....

Would I sign into my account first, and then browse cards/apply?

Use the prequal site and apply (shows a better offer than the "browse cards" method

Vpn/Incognito for best bonus? 

 

Not saying I am applying, but if I were to....what's the best method?

Amex ED 1k, Amex BC 500, Disco IT 2.5k Cap1 QS 1.5k, Cap1 500, Credit1 400, NFCU 18k, Walmart 5k Amazon 5k (Both Sync)


Fico 8 EX 688 TU 692 EQ 654? 9/26
5 REPLIES
New Contributor

Re: So if I did apply for a 2nd amex....

Any ideas?

Amex ED 1k, Amex BC 500, Disco IT 2.5k Cap1 QS 1.5k, Cap1 500, Credit1 400, NFCU 18k, Walmart 5k Amazon 5k (Both Sync)


Fico 8 EX 688 TU 692 EQ 654? 9/26
Message 2 of 6
Regular Contributor

Re: So if I did apply for a 2nd amex....

Most people browse incognito for possible bigger bonuses but it doesn't affect your chance of approval. Not sure what you're asking exactly sorry
Message 3 of 6
Moderator

Re: So if I did apply for a 2nd amex....

Simply put, I would check all avenues and apply for the one that provided the best sign up bonus.

 

If I found the best bonus offer was the same as the offer I got while logged in, I would apply while logged in since the application is slightly simpler that way and there's less chance they would need you to call for verification.

Message 4 of 6
Valued Member

Re: So if I did apply for a 2nd amex....


UncleB wrote:

Simply put, I would check all avenues and apply for the one that provided the best sign up bonus.

 

If I found the best bonus offer was the same as the offer I got while logged in, I would apply while logged in since the application is slightly simpler that way and there's less chance they would need you to call for verification.


This.

 

Also, unless urgently need the card, I'd also compare whatever offer you pulled up with the 'best sign up offer of all time' due to 'once in a lifetime' rule and then make a decision of apply or wait based on that.

Message 5 of 6
Established Contributor

Re: So if I did apply for a 2nd amex....


GloeJohn wrote:

UncleB wrote:

Simply put, I would check all avenues and apply for the one that provided the best sign up bonus.

 

If I found the best bonus offer was the same as the offer I got while logged in, I would apply while logged in since the application is slightly simpler that way and there's less chance they would need you to call for verification.


This.

 

Also, unless urgently need the card, I'd also compare whatever offer you pulled up with the 'best sign up offer of all time' due to 'once in a lifetime' rule and then make a decision of apply or wait based on that.


Great point here! 

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 6 of 6