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@crunching_numbers wrote:I have seen 4 months and 6 months. There seems to be confusion all over the boards. What is the consensus on GE CLI's?
Is it 4 months?
Is is 6 months?
Is it different by card? (Sam's versus Carecredit versus ON....)
For my Walmart = 10wks, 3 days
Old Navy = exactly 2 yrs to receive myupgrade preapproval offer to VISA (as you know from my other post) :-)
I called to verify my actual new limit amt with Walmart and CSR said it is computer generated based on soft pulls of your credit that randomly happen? What??? that's a new answer.
@DM6410 wrote:
@crunching_numbers wrote:I have seen 4 months and 6 months. There seems to be confusion all over the boards. What is the consensus on GE CLI's?
Is it 4 months?
Is is 6 months?
Is it different by card? (Sam's versus Carecredit versus ON....)
For my Walmart = 10wks, 3 days
Old Navy = exactly 2 yrs to receive myupgrade preapproval offer to VISA (as you know from my other post) :-)
I called to verify my actual new limit amt with Walmart and CSR said it is computer generated based on soft pulls of your credit that randomly happen? What??? that's a new answer.
I received an auto CLI on one of my GE cards in February. The card was four months old. When I asked for a CLI on my other cards shortly after I was declined based on high utility on my January credit report. I asked for increases in March, April, and again in May which were all declined. Each time they referenced my January CR. When I asked in June my request was granted. This seems to indicate that GE is doing soft pulls about every four months, at least on me.
It was just coming up on the 4 month mark since my last CLI on both my PayPal SmartConnect and my Walmart Card. I called and the automated systems approved me for a CLI on both of them. My PayPal SC went from $1,000 to $2,025; and my Walmart Card went from $1,000 to $1,600.
Not sure if 4 or 6 months. To my mind, not much difference. And it is per card. As I had friend recently get 6-8 increases on same day for various GE issued store cards.
It's been 4 months for me.
In March, I got increases on Amazon ($1100 to $1900) and Paypal SC ($800 to $1700).
Today I tried again, and Amazon went from $1900 to $2500, and PayPal SC from $1700 to $3000.