Sock Drawer Time

[Anonymous]

I've read a few threads about how often to use SD cards.  It makes sense that it varies by CCC, but does anyone have experience specifically with AMEX, Citi, and U.S Bank?

I only use my AMEX for costco (usually at least once a month), but I haven't used Citi for a few months and only once in the past 5 months have I used U.S Bank.

I'd like to avoid having my CLs lowered due to inactivity.

[drkaje]

Citi Cash returns was in sock-drawer a year with no bad results. Diamond Preferred hasn't gotten any love in months.

[AndySoCal]

I would say once every six months or so.

[Anonymous]

Thanks for the input guys.  I didn't use my J.Crew card for 8 months and they dropped my CL from $3k to $1260.  I did a love button CLI request but they only bumped me up to $1460.

[clocktick]

My Amex Blue has been SDed for months.  I want to close it but am waiting to hopefully move the CL over to another Amex after May.