I've read a few threads about how often to use SD cards. It makes sense that it varies by CCC, but does anyone have experience specifically with AMEX, Citi, and U.S Bank?
I only use my AMEX for costco (usually at least once a month), but I haven't used Citi for a few months and only once in the past 5 months have I used U.S Bank.
I'd like to avoid having my CLs lowered due to inactivity.
Citi Cash returns was in sock-drawer a year with no bad results. Diamond Preferred hasn't gotten any love in months.
I would say once every six months or so.
Thanks for the input guys. I didn't use my J.Crew card for 8 months and they dropped my CL from $3k to $1260. I did a love button CLI request but they only bumped me up to $1460.
My Amex Blue has been SDed for months. I want to close it but am waiting to hopefully move the CL over to another Amex after May.