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Soft Pulls - Shopping Cart

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Mysticuno
Contributor

Re: Soft Pulls - Shopping Cart

Wow did you apply or have a pre approval?

Current Score: EFX 645, XPN 680, TU 725
Message 21 of 42
phix
New Contributor

Re: Soft Pulls - Shopping Cart

Preapproval, soft pull.

FingerHut - $2,300 | Nordstrom Retail - $500 | Capital One QuicksilverOne - $500 | Credit One Bank Platinum - $450 | Victoria's Secret - $250

Current Scores: TU: 573, EX: 512, EQ: 584 (MPM Scores)
Message 22 of 42
scarzy
Regular Contributor

Re: Soft Pulls - Shopping Cart


@juggalo9er wrote:

why does this work for me at victoria secret whose thongs i would never wear (lol) but not at sportsmans guide?


 

I read that most need a 700 fico for sportmans guide since it's a visa/mc.

Regular store card approvals are more lenient with lower fico scores.

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 23 of 42
Mysticuno
Contributor

Re: Soft Pulls - Shopping Cart

Yep just tried VS again and no pop up.

Current Score: EFX 645, XPN 680, TU 725
Message 24 of 42
Mysticuno
Contributor

Re: Soft Pulls - Shopping Cart

Bit the bullet and took the Cap1 Platinum pre-qual offer and was approved for $300 unsecured...hard pull but hope it's not a huge hit. Was also added as an AU to a CL of 1k today. Hopefully this will be enough to drive up score.


Current Score: EFX 645, XPN 680, TU 725
Message 25 of 42
Swapmeet
Valued Contributor

Re: Soft Pulls - Shopping Cart

I think that I have read that people have had success with requesting a cli upon activation of their Sportsman's Guide Visa. Has anyone done this?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 26 of 42
brikays
Regular Contributor

Re: Soft Pulls - Shopping Cart

I got the SMG visa pop up with a mid EQ 600 and 2 med collections. I tried to get a CLI during activation and it was a no go. Initial CL $1,500
~ Hover over cards to view limits ~
  
Message 27 of 42
Swapmeet
Valued Contributor

Re: Soft Pulls - Shopping Cart


@brikays wrote:
I got the SMG visa pop up with a mid EQ 600 and 2 med collections. I tried to get a CLI during activation and it was a no go. Initial CL $1,500

perhaps I should get a cli on my usaa card before I ask SG for one....



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 28 of 42
brikays
Regular Contributor

Re: Soft Pulls - Shopping Cart


@Swapmeet wrote:

@brikays wrote:
I got the SMG visa pop up with a mid EQ 600 and 2 med collections. I tried to get a CLI during activation and it was a no go. Initial CL $1,500

perhaps I should get a cli on my usaa card before I ask SG for one....


Swapmeet, you have a nice CL on your SG visa....Let us know how your CLI request turns out and GL Smiley Happy

~ Hover over cards to view limits ~
  
Message 29 of 42
FinStar
Moderator Emeritus

Re: Soft Pulls - Shopping Cart


@brikays wrote:
I got the SMG visa pop up with a mid EQ 600 and 2 med collections. I tried to get a CLI during activation and it was a no go. Initial CL $1,500

Still not bad for a Comenity-issued Visa CC.

Message 30 of 42
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