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Soft Pulls on CR and pre-selected offers

Regular Contributor

Soft Pulls on CR and pre-selected offers

How do SPs show up on CR? My fico reports dont show any pulls for pre-selected offers. I keep getting the BoA cashrewards 0% and the Chase Mileageplus. I ended up getting the chase. But I dont see any SPs on my CR


Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 1 of 5
4 REPLIES
Super Contributor

Re: Soft Pulls on CR and pre-selected offers

You have to buy/pull the reports directly from the bureaus themselves to see soft inquiries.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 5
Senior Contributor

Re: Soft Pulls on CR and pre-selected offers


SPreb wrote:

How do SPs show up on CR? My fico reports dont show any pulls for pre-selected offers. I keep getting the BoA cashrewards 0% and the Chase Mileageplus. I ended up getting the chase. But I dont see any SPs on my CR


You will not see them on the CRs from myFICO.  SPs can only be viewed when you obtain your reports directly from the actual CRAs or other disclosure sites like annualcreditreport.com

Message 3 of 5
Valued Contributor

Re: Soft Pulls on CR and pre-selected offers

Where are you getting your reports? If here, sp won't appear...but if from the bureaus directly they have a section for sps Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 4 of 5
Regular Contributor

Re: Soft Pulls on CR and pre-selected offers

ok makes sense. thanks folks!


Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 5 of 5