Soft pulls on CR

[bichonmom]

Does anyone know how long it usually takes for soft pulls to show up on CR? Is it immediate like HPs?

Thanks!

[pizzadude]

That's a good question ~ I have never checked but I believe they would appear as soon as they pull your CR, much like a hard inquiry.

[bichonmom]

Thanks, pizzadude.

[aussiesareforever]

What credit report service shows your soft pulls?

[pizzadude]

I just pull directly from the CRAs, I don't use a CMS.

[bichonmom]

I have EQ Credit Watch Gold, which gives me a daily pull of my EQ report. The full rept shows softs.

USAA's CMS is thru EX, which gives daily pulls for all 3, but does NOT incl softs. However, you can pull an EX CR since the it's through EX.

I'm not sure about TU. I think their CMS limits the # of pulls, and I'm not sure if it's the full CR w/softs or not.

[aussiesareforever]

Thanks. I have USAA but didn't know that I could pull my EX. Is that through the EX website directly? I'll give it a try in a minute

[LS2982]

---

@bichonmom wrote:

Does anyone know how long it usually takes for soft pulls to show up on CR? Is it immediate like HPs?

Thanks!

---

Should be the same as HP's, immediate.

[john398]

---

@daisydvm wrote:

Thanks. I have USAA but didn't know that I could pull my EX. Is that through the EX website directly? I'll give it a try in a minute

---

You have to click the dispute option to view softs on USAA's reports. than it will show you the full experian report for no fee