No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I called GE Credit Solutuons at 1-877-379-4936 and a very nice guy in india answered and i asked about getting an increase on my Paypal Smart Connect and he took down my info and income and asked me how much. I said to him "well i have $650 now, so how about $800 please? and he put that in and placed me on hold while he reviewed my credit. I was placed on hold for a while and then he came back and said their system is running a bit slow and asked if he can place me on hold for a bit more so i said sure... then he finally came back and said he can honor my request of $800 and its able to be used right away. I was logged into paypal and i just refreshed my screen and it was there!
I also called up 1-800-480-0205 for my Walmart Card and asked for $700 and after putting in all my info and income and placing me on hold he came back and asked me to verify 2 credit cards on my credit report and their limits so i said about my Capital One and my Bank of America and then he said congradulations i have approved you for $700!!!!
Nice part was it wasnt 4 months (statements) since my last increases, I wouldnt actually be due till late november or early december.
congrats! moving on up one cli at a time.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Congrats
that's great news! congrats. Every increase counts!
@creditnocash wrote:congrats! moving on up one cli at a time.
thanks! so now i have a combined total credit limit of $2800! I love GE!!! This is awesome!
I wonder if i can get away with asking again in December or do u think that will be excessive and flag my accounts?
Congrats! GE UW is just priceless.
ok. personally I have not asked for any CLIs as I am just getting started with new approvals. However, I would say at the holidays I do know companies get very very generous and if its a soft pull ONLY, it can't hurt to ask. It never hurts to ask and you might just be surprised. I got my first real card approved a couple months back and literally almost fell out of my chair (im prone to 'shockfainting' lol) Best of luck my friend!!
ge is always soft pull from what ive read.
it wouldnt hurt. they only soft anyways.
id call the underwriter though and say im buying some stuff. etc... that way they manual review as opposed to the system that sees youve only had that limit for x number of days/months.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Congrats!!! In 4 months try again!