Reply
Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
0

Re: Some Love from GE Credit Solutions


Shogun wrote:

Congrats!!!  In 4 months try again!


got mine this month! planning on asking again in feb right after 6 of my inq's age off. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
Posts: 656
Registered: ‎04-20-2012
0

Re: Some Love from GE Credit Solutions


creditnocash wrote:

Shogun wrote:

Congrats!!!  In 4 months try again!


got mine this month! planning on asking again in feb right after 6 of my inq's age off. 


I have about 18 or 20 inquaries right now and a few may fall off this year but the rest should fall off in by 2014, and i guess GE didn't care one bit.

 

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k |
Established Contributor
Posts: 656
Registered: ‎04-20-2012
0

Re: Some Love from GE Credit Solutions

Very strange thing just happened first I called the front door for my Amazon card and got an Amercan rep and asked them for an increase and they very quickly denied me and said a letter would be sent in the mail then a few minutes ago i called Credit Solutions and see if they could help me cuz i had no i dea why i didn't call them in da first place so I called 1-877-379-4936 and got a rep in india again to see if i can increase my Amazon card and they told me that the "minumum credit limit requirement for underwriting on an Amazon account is $1,000 and since mine is at $500 underwriting cannot review my account for an increase"

 

Has anyone heard this before? Did they lie to me or are they telling me the truth?

 

on a side note I am not a racest in any way, however I am really surprised that the people in India at Credit Solutons were easy to understand and were able to help me with the 2 increases at least. I still can't belive it that i got some increases!

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k |
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Some Love from GE Credit Solutions

If they helped you before with the increases, then they either lied or were missinformed about how to handle your particular issue.

 

You could try calling them again and see if that gets you somewhere.

 

Again, congrats for those nice increases. Every step counts :smileyhappy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Regular Contributor
Posts: 440
Registered: ‎02-08-2012
0

Re: Some Love from GE Credit Solutions

Sweeeet! good for you!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.