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Established Contributor
Posts: 681
Registered: ‎04-20-2012
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Some Love from GE Credit Solutions

So I called GE Credit Solutuons at 1-877-379-4936 and a very nice guy in india answered and i asked about getting an increase on my Paypal Smart Connect and he took down my info and income and asked me how much. I said to him "well i have $650 now, so how about $800 please? and he put that in and placed me on hold while he reviewed my credit. I was placed on hold for a while and then he came back and said their system is running a bit slow and asked if he can place me on hold for a bit more so i said sure... then he finally came back and said he can honor my request of $800 and its able to be used right away. I was logged into paypal and i just refreshed my screen and it was there!

 

I also called up 1-800-480-0205 for my Walmart Card and asked for $700 and after putting in all my info and income and placing me on hold he came back and asked me to verify 2 credit cards on my credit report and their limits so i said about my Capital One and my Bank of America and then he said congradulations i have approved you for $700!!!!

 

Nice part was it wasnt 4 months (statements) since my last increases, I wouldnt actually be due till late november or early december.

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $10K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k | AMEX SimplyCash Biz CC $10k (LLC) |
Valued Contributor
Posts: 2,273
Registered: ‎07-23-2012
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Re: Some Love from GE Credit Solutions

congrats! moving on up one cli at a time. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Some Love from GE Credit Solutions

Congrats

Regular Contributor
Posts: 214
Registered: ‎08-02-2012
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Re: Some Love from GE Credit Solutions

that's great news! congrats. Every increase counts! :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Established Contributor
Posts: 681
Registered: ‎04-20-2012
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Re: Some Love from GE Credit Solutions


creditnocash wrote:

congrats! moving on up one cli at a time. 


thanks! so now i have a combined total credit limit of $2800! I love GE!!! This is awesome!

 

I wonder if i can get away with asking again in December or do u think that will be excessive and flag my accounts?

 

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $10K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k | AMEX SimplyCash Biz CC $10k (LLC) |
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: Some Love from GE Credit Solutions

Congrats! GE UW is just priceless.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Regular Contributor
Posts: 214
Registered: ‎08-02-2012
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Re: Some Love from GE Credit Solutions

ok. personally I have not asked for any CLIs as I am just getting started with new approvals. However, I would say at the holidays I do know companies get very very generous and if its a soft pull ONLY, it can't hurt to ask. It never hurts to ask and you might just be surprised. I got my first real card approved a couple months back and literally almost fell out of my chair (im prone to 'shockfainting'  lol)  Best of luck my friend!! :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Valued Contributor
Posts: 2,273
Registered: ‎07-23-2012
0

Re: Some Love from GE Credit Solutions

ge is always soft pull from what ive read. 

 

 

it wouldnt hurt. they only soft anyways. 

id call the underwriter though and say im buying some stuff. etc... that way they manual review as opposed to the system that sees youve only had that limit for x number of days/months. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Some Love from GE Credit Solutions

Haha! I loooovveeee calling them... They are SO nice. I think they have that num for people just like us :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
Posts: 13,686
Registered: ‎04-15-2011
0

Re: Some Love from GE Credit Solutions

Congrats!!!  In 4 months try again!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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