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Frequent Contributor
linux007969
Posts: 337
Registered: ‎04-20-2012

Some Love from GE Credit Solutions

So I called GE Credit Solutuons at 1-877-379-4936 and a very nice guy in india answered and i asked about getting an increase on my Paypal Smart Connect and he took down my info and income and asked me how much. I said to him "well i have $650 now, so how about $800 please? and he put that in and placed me on hold while he reviewed my credit. I was placed on hold for a while and then he came back and said their system is running a bit slow and asked if he can place me on hold for a bit more so i said sure... then he finally came back and said he can honor my request of $800 and its able to be used right away. I was logged into paypal and i just refreshed my screen and it was there!

 

I also called up 1-800-480-0205 for my Walmart Card and asked for $700 and after putting in all my info and income and placing me on hold he came back and asked me to verify 2 credit cards on my credit report and their limits so i said about my Capital One and my Bank of America and then he said congradulations i have approved you for $700!!!!

 

Nice part was it wasnt 4 months (statements) since my last increases, I wouldnt actually be due till late november or early december.

TU Score as of 12/6/12 - 732 | EQ Score as of 12/6/12 - 678
TU Score as of 11/4/12 - 692 | EQ Score as of 7/4/12 - 664
Ex Score as 0f 7/6/12 - 682 | (As of 3/9/13) - In Garden till April 2015. (Please help me stay on track)!!! :smileyhappy:
Capital One No Hassle Rewards $750 | Amazon $1.8K | Walmart $3K | Paypal SC w/Debit card $1.5K | BOA 123 Cash Rewards $700 | BOA BBR $1.5K | Discover IT $3K | AMEX Green Charge (NPSL)
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Some Love from GE Credit Solutions

congrats! moving on up one cli at a time. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Some Love from GE Credit Solutions

Congrats

Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Some Love from GE Credit Solutions

that's great news! congrats. Every increase counts! :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Frequent Contributor
linux007969
Posts: 337
Registered: ‎04-20-2012

Re: Some Love from GE Credit Solutions


creditnocash wrote:

congrats! moving on up one cli at a time. 


thanks! so now i have a combined total credit limit of $2800! I love GE!!! This is awesome!

 

I wonder if i can get away with asking again in December or do u think that will be excessive and flag my accounts?

 

TU Score as of 12/6/12 - 732 | EQ Score as of 12/6/12 - 678
TU Score as of 11/4/12 - 692 | EQ Score as of 7/4/12 - 664
Ex Score as 0f 7/6/12 - 682 | (As of 3/9/13) - In Garden till April 2015. (Please help me stay on track)!!! :smileyhappy:
Capital One No Hassle Rewards $750 | Amazon $1.8K | Walmart $3K | Paypal SC w/Debit card $1.5K | BOA 123 Cash Rewards $700 | BOA BBR $1.5K | Discover IT $3K | AMEX Green Charge (NPSL)
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Some Love from GE Credit Solutions

Congrats! GE UW is just priceless.

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Some Love from GE Credit Solutions

ok. personally I have not asked for any CLIs as I am just getting started with new approvals. However, I would say at the holidays I do know companies get very very generous and if its a soft pull ONLY, it can't hurt to ask. It never hurts to ask and you might just be surprised. I got my first real card approved a couple months back and literally almost fell out of my chair (im prone to 'shockfainting'  lol)  Best of luck my friend!! :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Some Love from GE Credit Solutions

ge is always soft pull from what ive read. 

 

 

it wouldnt hurt. they only soft anyways. 

id call the underwriter though and say im buying some stuff. etc... that way they manual review as opposed to the system that sees youve only had that limit for x number of days/months. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Some Love from GE Credit Solutions

Haha! I loooovveeee calling them... They are SO nice. I think they have that num for people just like us :-P
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: Some Love from GE Credit Solutions

Congrats!!!  In 4 months try again!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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