hey guys, I've had the Ameriprise platinum for a year now, I loved it and used all of the benefits but only got it cause the AF was waived for the first year, AF is up now and I'm not going to pay $450 (though in all honesty I think it's actually worth it if you use it right) and I would like to know if I want to downgrade can I downgrade to a normal American Express charge card or does it have to be an Ameriprise product American Express card? Also is my Ameriprise platinum considered a different product then the regular Amex platinum? Would I be able to get the points if I sign up for a normal platinum in the future?
Best way unfortunately to find this out is to call or chat. I say chat reluctantly because it used to be the best way, but I think the chat has gone down the hill a little bit as of late.
