Someone talk me out of it!!

[Jbb2788]

Chase Freedom, Discover IT, Chase Slate, Duck Card, Dcu Plat Rewards, VS, JCrew, Walmart, Buckle, Dillard's, Macy's, Express..I think that's it..

[Credit-hoarder]

Yeah that's 12 alright. I'm kind of eye-balling a DCU memebership myself, but am not too crazy about the idea of taking an HP to join. The CSP is on my list for next Spring-maybe.

[09Lexie]

Edited by earlier response

[Jbb2788]

@Credithorder I think DCU is only worth it if you are intending on getting a loan from them..Their auto loans have awesome rates..I just bought a house with my wife this past year with a 3.75% APR and I don't think I could ever beat that. I only kept the membership because they instantly approved me for a $6,000 Plat Rewards Visa before I knew you had to be a member. If not for that I wouldn't have applied for membership. 

[Jbb2788]

@Lexie- Will you be my credit mentor? lol..You have given me a lot of advice in my short time on the fourms and I trust what you have to say...NO apping for either card for me!

[09Lexie]

Credit Mentor, that's funny. I'm sure you can learn from a lot of the members on myFICO.

If you can always ask my opinion.