Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Something I Don't Like About Wal-Mart

[ Edited ]
You can't pay your bill online unless you have a minimum due. Let's just say you went shopping this past Friday an you go online today you can't pay you bill until you bill is cut. Now you can go to one of the local stores to pay at the register i feel like that's a trick to get you in the store to temp you to shop.


Message Edited by mjbfan79 on 07-27-2008 08:57 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Super Contributor
Posts: 5,712
Registered: ‎10-06-2007
0

Re: Something I Don't Like About Wal-Mart

National City is the same way.  You cant pay online until the charge actualy clears and is reported.  Ithink most credit companies wont allow you to do that.  You might be able to use an online bill pay from your bank to do that though.  I dont know if that will get rejected.
 
LOL I pay my Sams bill at Walmart.  I  pay in the tire part since there less way for me to get into trouble.
03/21/2016 FICO: EQ: 772 EX:773 TU:779
Valued Contributor
Posts: 1,291
Registered: ‎02-26-2008
0

Re: Something I Don't Like About Wal-Mart

You could use billpay from your bank to pay it.
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Something I Don't Like About Wal-Mart



athensguy wrote:
You could use billpay from your bank to pay it.

Might try that.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
0

Re: Something I Don't Like About Wal-Mart



marty56 wrote:
National City is the same way.  You cant pay online until the charge actualy clears and is reported.  Ithink most credit companies wont allow you to do that. 

OP is saying that you can't pay at all until past the statement date, not that you can't pay until an outstanding balance is reported.

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


Take the FICO Fitness Challenge
Established Contributor
Posts: 523
Registered: ‎09-09-2007
0

Re: Something I Don't Like About Wal-Mart

Wait a minute...there are things people DO like about Walmart? I guess being an evil syndicate does have advantages if people still like you Smiley Very Happy
----------------------------------------------------------------
Credit repair - the Ski Mask Way.
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Something I Don't Like About Wal-Mart



EddieX wrote:
Wait a minute...there are things people DO like about Walmart? I guess being an evil syndicate does have advantages if people still like you Smiley Very Happy


I'm pretty sure they sell ski-masks, too!  Smiley Wink
 
As far as Walmart (GEMB) I think we can safely say that their payment procedures are arbitrary, at the least.
 
I quit using my OldNavy (GEMB) card for about 6 months because they didn't allow you to make a payment IN the store or via their website.  I had to create a mycheckfree acct in order to pay them and that just sent me into orbit.  (You can now pay via their website, but I'm not sure about in the store.)
 
My CareCredit (GEMB) also drove me insane because I only had two choices when making a payment online.  Auto-pay the minimum or cancel that and submit a regular payment online (non-recurring).  I hate writing actual checks, but sure that would have been an option to send an additional payment via the mail.  (I use a small local bank and don't like their wonky bill pay feature.)
 
Stepping off my soapbox.  Smiley Happy
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Member
Posts: 43
Registered: ‎04-14-2007
0

Re: Something I Don't Like About Wal-Mart

I always use pay bill from BOA to pay for my ccs, and last time i used my walmart card the very next day i paid through my bank and even though the charges were not cleared they gave me a negative balance and couple of days after when charges were cleared balance was 0 .
Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007
0

Re: Something I Don't Like About Wal-Mart

I always pay my Walmart card on their website with an ACH from my checking account.

Walmart takes forever to post transactions so I find it takes nearly 5 days or so before I can pay my bill online. I have no problems paying before the statement date though. That seems strange.

Since I never let this card report I really have to watch when I use it. If I had to do it again I would have applied for a Macy's or Bloomingdale's store card. I think Walmart cheeses the reports up. Smiley Happy
New Member
Posts: 4
Registered: ‎06-15-2008
0

Re: Something I Don't Like About Wal-Mart

ARGH i totally did that this past weekend and went to pay it and i couldnt i was annoyed but hey guess you just gotta wait... and it takes them like a week + until it posts

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.