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Posts: 109
Registered: ‎05-11-2012
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Sony Capital One Card Approved

Low 600's everyone says typically excellent credit requirement, but my buddy and I got approved the same day we have similar credit profile...not only that it was second Cap One card, glitch in the system and I should consider myself lucky?

 

 

 


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Valued Contributor
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Registered: ‎10-31-2011
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Re: Sony Capital One Card Approved

low 600's are not excellent fico scores...believe me I have been there....whats your limit on the sony card

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Posts: 109
Registered: ‎05-11-2012
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Re: Sony Capital One Card Approved


beb86 wrote:

low 600's are not excellent fico scores...believe me I have been there....whats your limit on the sony card


I totaly agree, limit is $500. My friend has almost identical credit profile we both got approved for the same.  I was shocked, but happy.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Valued Contributor
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Re: Sony Capital One Card Approved

the cap 1 sony card is an "excellent" credit profile card offered by cap 1 that was aquired from chase like how the bbrzmc was aquired from hsbc those score you provided must be FAKOS and your FICO must be way higher because the info you provided doesnt make any sense....and AMEX zync is just not possible with a 607 EX FICO. do you have any baddies or are you new to the country there is somthing strange here

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Valued Member
Posts: 109
Registered: ‎05-11-2012
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Re: Sony Capital One Card Approved


beb86 wrote:

the cap 1 sony card is an "excellent" credit profile card offered by cap 1 that was aquired from chase like how the bbrzmc was aquired from hsbc those score you provided must be FAKOS and your FICO must be way higher because the info you provided doesnt make any sense....and AMEX zync is just not possible with a 607 EX FICO. do you have any baddies or are you new to the country there is somthing strange here


I have no reason to lie about this.  I have enough denial letters from other credit card companies to know my scores.  My recent score thru Wal Mart TU 603, I have some denials that show EXPERIAN 598.  You can't always go of what is posted, sometimes you have to try something.  I am a living proof that I was approved with those scores.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Registered: ‎05-11-2012
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Re: Sony Capital One Card Approved

Credit started around 2005, I am 25 I don't think thats new and my baddies are 2 charge offs one with cap one and one with HSBC from 2006 along with a SPRING collection.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Re: Sony Capital One Card Approved


HSNCLOSER wrote:

Credit started around 2005, I am 25 I don't think thats new and my baddies are 2 charge offs one with cap one and one with HSBC from 2006 along with a SPRING collection.



well congrats and treat those cards VERY WELL and you should see a moderate increase in your scores and limits

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Re: Sony Capital One Card Approved

I burned amex a few years ago and just got back in good graces so you better believe I treat that card very well now

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Re: Sony Capital One Card Approved

You are lucky, I read that they black list if you burn them.  I am glad that while back I stopped using the card and eventually they closed it, which im sure is the reason why they gave me a chance again even though my scores are lower


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Re: Sony Capital One Card Approved


HSNCLOSER wrote:

You are lucky, I read that they black list if you burn them.  I am glad that while back I stopped using the card and eventually they closed it, which im sure is the reason why they gave me a chance again even though my scores are lower


I paid them back in full you can read about it here

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-Optima-Oasis-program/m-p/1193077/highlight/true#M3...

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