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Valued Contributor
Posts: 2,667
Registered: ‎09-26-2011
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Re: Sony Capital One Card Approved


beb86 wrote:

the cap 1 sony card is an "excellent" credit profile card offered by cap 1 that was aquired from chase like how the bbrzmc was aquired from hsbc those score you provided must be FAKOS and your FICO must be way higher because the info you provided doesnt make any sense....and AMEX zync is just not possible with a 607 EX FICO. do you have any baddies or are you new to the country there is somthing strange here


While I'm nowhere near Zync credit worthy, I, too, just opened a Cap One Sony card...really, just to get around the two cap one card rule...Sony is listed as a cobranded card...says "excellent credit" required, but if you read what cap one defines as "excellent credit", I qualify...

 

With 623, 636, and 624 Fico scores...



Current Scores: EX 671 (FCR) TU08: 649 Wally. 03/02/2015.

Zero percent financing is where the devil lives...
Valued Member
Posts: 109
Registered: ‎05-11-2012
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Re: Sony Capital One Card Approved


tcbofade wrote:

beb86 wrote:

the cap 1 sony card is an "excellent" credit profile card offered by cap 1 that was aquired from chase like how the bbrzmc was aquired from hsbc those score you provided must be FAKOS and your FICO must be way higher because the info you provided doesnt make any sense....and AMEX zync is just not possible with a 607 EX FICO. do you have any baddies or are you new to the country there is somthing strange here


While I'm nowhere near Zync credit worthy, I, too, just opened a Cap One Sony card...really, just to get around the two cap one card rule...Sony is listed as a cobranded card...says "excellent credit" required, but if you read what cap one defines as "excellent credit", I qualify...

 

With 623, 636, and 624 Fico scores...


I would try ZYNC card if I were you, I got my ZYNC before SONY with a little bit lower scores. It's their easiest card to get.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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New Contributor
Posts: 113
Registered: ‎05-06-2012
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Re: Sony Capital One Card Approved

i have one SC with cap one for 650

one plat CC for 500

AU on one plat for 1000

 

apped yesterday and approves for sony card for 500 

 

i have a charge off in 08 with cap one for 1200 PIF

 

i am low sixs on TU and EQ according to Fico

lender pull for ex was 630s 






Valued Member
Posts: 109
Registered: ‎05-11-2012
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Re: Sony Capital One Card Approved


mrcrush20 wrote:

i have one SC with cap one for 650

one plat CC for 500

AU on one plat for 1000

 

apped yesterday and approves for sony card for 500 

 

i have a charge off in 08 with cap one for 1200 PIF

 

i am low sixs on TU and EQ according to Fico

lender pull for ex was 630s 


Congrats, Sony seems like a great card.  I'm going to apply for cash back rewards card soon as 45 days hit.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Valued Contributor
Posts: 2,667
Registered: ‎09-26-2011
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Re: Sony Capital One Card Approved


HSNCLOSER wrote:

tcbofade wrote:

beb86 wrote:

the cap 1 sony card is an "excellent" credit profile card offered by cap 1 that was aquired from chase like how the bbrzmc was aquired from hsbc those score you provided must be FAKOS and your FICO must be way higher because the info you provided doesnt make any sense....and AMEX zync is just not possible with a 607 EX FICO. do you have any baddies or are you new to the country there is somthing strange here


While I'm nowhere near Zync credit worthy, I, too, just opened a Cap One Sony card...really, just to get around the two cap one card rule...Sony is listed as a cobranded card...says "excellent credit" required, but if you read what cap one defines as "excellent credit", I qualify...

 

With 623, 636, and 624 Fico scores...


I would try ZYNC card if I were you, I got my ZYNC before SONY with a little bit lower scores. It's their easiest card to get.


Eh.  To be perfectly honest, I'm just not all that interested in a charge card right now.

 

DW and I are still digging out from very high utilization...while I AM very interested in zero percent bt offers, another account to manage without the benefit of being able to carry a balance seems to be more hassle than it would be worth for us...

 

thanks tho!  :smileyhappy:



Current Scores: EX 671 (FCR) TU08: 649 Wally. 03/02/2015.

Zero percent financing is where the devil lives...
Frequent Contributor
Posts: 408
Registered: ‎03-16-2012
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Re: Sony Capital One Card Approved

Just as a heads up, a couple days after your first statement posts you may get a document online too about a "credit steps" program to increase the credit limit.

 

I was a bit disappointed in mine, my other cap one credit steps up to $1500, but, this one only goes from $500 to $750. Oh well, I've only been using it for movie rentals on playstation and quick service food since those are 10x points and 3x points respectively. I guess realistically I don't need that large of a credit limit for what I intend to use it for, movies and dunkin donuts. lol

Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000

Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009

Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)

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Valued Contributor
Posts: 2,667
Registered: ‎09-26-2011
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Re: Sony Capital One Card Approved

Mostly, I'm interested in the zero percent til March.  :smileyhappy:

 



Current Scores: EX 671 (FCR) TU08: 649 Wally. 03/02/2015.

Zero percent financing is where the devil lives...
Valued Contributor
Posts: 1,896
Registered: ‎03-30-2012
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Re: Sony Capital One Card Approved

According to their application on the web, that card has a starting limit of $300...so I wouldn't go as far as saying that this card is for those with "Excellent Credit" only.

 

Also of note, CapOne other partner cards (Like Playstation, Orbitz, MTV, etc) have two versions, one for Average credit (basically capped at $3000) and Excellent Credit ($3000 - $20,000). The SonyCard isn't structured as such.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9550
Established Contributor
Posts: 608
Registered: ‎02-02-2012
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Re: Sony Capital One Card Approved


HSNCLOSER wrote:

Congrats, Sony seems like a great card.  I'm going to apply for cash back rewards card soon as 45 days hit.


Why not go for a Bank of Americard Cash rewards and get up to 3% cash back, plus a sign up bonus of $50 back after $100 spent...it a we better card and your chances of starting with a reasonable limit are much higher than that of receiving a high limit on the Capital One card. 

 

Assuming you apply for the Cash Rewards card for "Average Credit" you will have to spend $3.900 just to make up the annual fee. And won't really start receiving cash back until that mark. 

 

I guess it all depends how much you will run through the card. 

Regular Contributor
Posts: 440
Registered: ‎02-08-2012
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Re: Sony Capital One Card Approved


HSNCLOSER wrote:

Low 600's everyone says typically excellent credit requirement, but my buddy and I got approved the same day we have similar credit profile...not only that it was second Cap One card, glitch in the system and I should consider myself lucky?

 

 

 



I saw this thread and i really wanted a VISA credit card as all of mine are currently mastercard.. So, i just went to capital ones website, found the sony card, apped and to my amazing shock i got the "Congratulations! You're approved!" message! My Credit score is currently 629 and i was given a credit limit of 500.00. needless to say, im a VERY happy camper today! BOOYA!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:

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