Tommy5746 wrote:
HSNCLOSER wrote:Low 600's everyone says typically excellent credit requirement, but my buddy and I got approved the same day we have similar credit profile...not only that it was second Cap One card, glitch in the system and I should consider myself lucky?
I saw this thread and i really wanted a VISA credit card as all of mine are currently mastercard.. So, i just went to capital ones website, found the sony card, apped and to my amazing shock i got the "Congratulations! You're approved!" message! My Credit score is currently 629 and i was given a credit limit of 500.00. needless to say, im a VERY happy camper today! BOOYA!
Congrats!
Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
-Furbz- wrote:Congrats on the card, are they still running the $50 credit after the 1st use? I got a credit after buying my PS Vita last month
And hopefully Cap One wont be as stingy with the CLI on this card
What I'm wondering is if the points can act as a credit upon your account. I have roughly 11,750 points that have accrued since February, that would compliment my balance quite nicely.
-Furbz- wrote:Congrats on the card, are they still running the $50 credit after the 1st use? I got a credit after buying my PS Vita last month
And hopefully Cap One wont be as stingy with the CLI on this card
Yes they are, spent 100$ on the card, all of a sudden my bill only shows $50 balance. Love it
injustifiiable wrote:
Tommy5746 wrote:
HSNCLOSER wrote:Low 600's everyone says typically excellent credit requirement, but my buddy and I got approved the same day we have similar credit profile...not only that it was second Cap One card, glitch in the system and I should consider myself lucky?
I saw this thread and i really wanted a VISA credit card as all of mine are currently mastercard.. So, i just went to capital ones website, found the sony card, apped and to my amazing shock i got the "Congratulations! You're approved!" message! My Credit score is currently 629 and i was given a credit limit of 500.00. needless to say, im a VERY happy camper today! BOOYA!Congrats!
Thanks!!!
I myself was just approved for a Cap 1 Sony card today. FICO TU reporting 611 today. (I have a few new accounts/18 inquiries) which brought my score down from 622)
I applied online and got the 7-10 day letter reply. Recieved the letter, and it said they want to verify my physical addresss. I was put on hold, and then I was told I was approved and the card can go as high as 20K CL. I'm sure they will put me right between 300-500.00 at first. Its 0% til next April, and no annual fee.
It hasnt been quite a year yet since I started rebuilding.
Before last July, I had 6 years of zero/bad credit. 7 collections etc etc (very bad divorce). I didn't pay a soul any money until last year. Got sick of the county Sheriff showing up every 6 months with court summons from CC companies and attorneys. (I owed over $30,000.00 in CC debt!! between about 7 accounts) 3 baddies still remain on my credit report until May of 2014. My FICO scores at peak after last July were 622 TU, 659 EQ. The 18 new inquiries and accounts since last July, are bringing my scores down a little, but was too be expected with acquiring all the new credit. Just time is all I need now......
I now have 4 revolving accounts, and I am on my second auto loan.
Orchard
Capital One Platinum
Capital One Sony
WAL-MART store card.
mtrsprt wrote:I myself was just approved for a Cap 1 Sony card today. FICO TU reporting 611 today. (I have a few new accounts/18 inquiries) which brought my score down from 622)
I applied online and got the 7-10 day letter reply. Recieved the letter, and it said they want to verify my physical addresss. I was put on hold, and then I was told I was approved and the card can go as high as 20K CL. I'm sure they will put me right between 300-500.00 at first. Its 0% til next April, and no annual fee.
It hasnt been quite a year yet since I started rebuilding.
Before last July, I had 6 years of zero/bad credit. 7 collections etc etc (very bad divorce). I didn't pay a soul any money until last year. Got sick of the county Sheriff showing up every 6 months with court summons from CC companies and attorneys. (I owed over $30,000.00 in CC debt!! between about 7 accounts) 3 baddies still remain on my credit report until May of 2014. My FICO scores at peak after last July were 622 TU, 659 EQ. The 18 new inquiries and accounts since last July, are bringing my scores down a little, but was too be expected with acquiring all the new credit. Just time is all I need now......
I now have 4 revolving accounts, and I am on my second auto loan.
Orchard
Capital One Platinum
Capital One Sony
WAL-MART store card.
Congrats! Did they tell you a limit or are they having you wait for that?
Congrats! Did they tell you a limit or are they having you wait for that?
I have to wait for the documents with details. I'm sure it won't be nothing crazy, nor do I expect it to. I like the idea of rewards points. I will use it for EVERYTHING, so I hope it's at least 500.00-1000.00, but probably not lol....
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