Sony Card Arrived!

[yudeology101]

Just got my Sony Card today.....and I must say I'm pretty happy with the look/feel of the card aethetically-  nice design, also has a pretty heavy plastic feel to it, unlike my old first premier/orchard/credit one crappy ghetto design/feel.  I'm so happy i've closed all the sub-prime cards as of today,  i'm moving up in the world!   Now 40+ more points all across, 3 more cards to go-  Chase CSP/Amex Delta & Green/ Discover IT,  i'll be in heaven~

[09Lexie]

Happy for you!

[Poozie121]

OP - how did you get your score up 100 pts in just two months??? i am very interested!

[yudeology101]

@Poozie,

Well, first a lot of reading through posts in this forum got me to where I am today.  But mainly is from reducing my UTIL from 90% down to currently 0%.  Once you pay off a CC and they report it, you'll see a score boost (my guess is a big jump if your scores are low like mine). Do the same with other CCs, and then you'll be golden.   Reducing your UTIL on your CCs comes after you take care of your baddies,  I've managed to get all my collection TLs deleted by end of May.  Some things you just can't change though, like I still have 24neg TLs due to my default student loan (i've written GW letters, but no luck).  But hey, my scores are still improving, I thought my credit world was over at one point (my lowest score was at 444 EQ).  With this forum, you'll gain enough motivation to get back on your feet.  Hope this helps.

[Poozie121]

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@yudeology101 wrote:

@Poozie,

Well, first a lot of reading through posts in this forum got me to where I am today.  But mainly is from reducing my UTIL from 90% down to currently 0%.  Once you pay off a CC and they report it, you'll see a score boost (my guess is a big jump if your scores are low like mine). Do the same with other CCs, and then you'll be golden.   Reducing your UTIL on your CCs comes after you take care of your baddies,  I've managed to get all my collection TLs deleted by end of May.  Some things you just can't change though, like I still have 24neg TLs due to my default student loan (i've written GW letters, but no luck).  But hey, my scores are still improving, I thought my credit world was over at one point (my lowest score was at 444 EQ).  With this forum, you'll gain enough motivation to get back on your feet.  Hope this helps.

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@yude - Thanks!!! My scores are pretty low too - I am excited to see my scores this month, took my utlization down to 7% from 65% - I hope i see a nice drop...I really appreciate your advice and response and help!!! I really love this forum!!!

[yudeology101]

Well keep us updated when you see that big boost!!

[melbaro]

You'll love how fast the rewards add up on this card. I actually have the PlayStation version and it's personally one of my favorite cards. 10 points for PlayStation Network purchases is a huge bonus! 5 points for Sony purchases...3 points for cell phone/fast food/movie theatre...

Already got my son a free PSVita just in time for his birthday

[BearsAndTurtlesRtheBest]

Was it difficult to obtain?? 

[yudeology101]

Wow, thanks for the info!!  I know I dine out alot and it's 3x!  I'll be using this card purrrrty often~ ^^

[yudeology101]

From reading other threads about this card, it's supposed to be the higher end CC that Cap One offers.  I was initially denied, but successfully recon'd w/ 636 FICO EQ @ $1000.  Like others said, I know i'll be loving the rewards this card has.