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Established Member
virtuoso1980
Posts: 15
Registered: ‎04-06-2010
0

Southwest approved, 50k bonus, $99 annual fee

I recently moved and have Midway now as my closest airport, so I thought about applying for the Southwest card. They have the 50,000 points bonus right now and I wanted a Visa signature card, plus I was bored so I thought why not. Lol. Instant approval for CL of 16,500! Omg, last month my highest was 5k with my chase freedom and Amex BCE (upped to 10k about 2 weeks ago). I'm guessing I'm getting the signature card now. Woo!

 

My EQ fico is 691 and CK TU is about the same. 18% credit usage but no baddies. Just got a 5k Sears card last month, and I have a ton of other cards: Macys, Amex BCE (10k) and platinum delta (2k, thinking of closing this), BOA visa (5k), Barclays apple (2.5k), Freedom (5k), and Citi dividend MC (4.5k). I also have an auto loan. Credit history started about 3 years ago, AAoA around 1 year.

 

Question, should I close the other cards? I know they're not hurting me, except for the amex delta platinum fees but i get a companion ticket for that, so I think it pays for itself. Are other people here stressed by just the number of cards they have open?

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Southwest approved, 50k bonus, $99 annual fee

If they have no AF keep them, if they do axe them if you have no need for them.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012
0

Re: Southwest approved, 50k bonus, $99 annual fee

Congrats on the approval, I have the SW preferred too! Living close to  Midway was a huge factor in me wanting the card. The points do add up fast....enjoy!!!

Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011
0

Re: Southwest approved, 50k bonus, $99 annual fee

Congrats nice limit!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Regular Contributor
SportBike4Life
Posts: 123
Registered: ‎07-22-2012
0

Re: Southwest approved, 50k bonus, $99 annual fee

Congrats! I applied last week and am still waiting for approval. I hope it get this card as I fly pretty often!

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:

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