Reply
Established Member
Posts: 15
Registered: ‎04-06-2010
0

Southwest approved, 50k bonus, $99 annual fee

I recently moved and have Midway now as my closest airport, so I thought about applying for the Southwest card. They have the 50,000 points bonus right now and I wanted a Visa signature card, plus I was bored so I thought why not. Lol. Instant approval for CL of 16,500! Omg, last month my highest was 5k with my chase freedom and Amex BCE (upped to 10k about 2 weeks ago). I'm guessing I'm getting the signature card now. Woo!

 

My EQ fico is 691 and CK TU is about the same. 18% credit usage but no baddies. Just got a 5k Sears card last month, and I have a ton of other cards: Macys, Amex BCE (10k) and platinum delta (2k, thinking of closing this), BOA visa (5k), Barclays apple (2.5k), Freedom (5k), and Citi dividend MC (4.5k). I also have an auto loan. Credit history started about 3 years ago, AAoA around 1 year.

 

Question, should I close the other cards? I know they're not hurting me, except for the amex delta platinum fees but i get a companion ticket for that, so I think it pays for itself. Are other people here stressed by just the number of cards they have open?

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Southwest approved, 50k bonus, $99 annual fee

If they have no AF keep them, if they do axe them if you have no need for them.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 316
Registered: ‎04-07-2012
0

Re: Southwest approved, 50k bonus, $99 annual fee

Congrats on the approval, I have the SW preferred too! Living close to  Midway was a huge factor in me wanting the card. The points do add up fast....enjoy!!!

Regular Contributor
Posts: 248
Registered: ‎09-02-2011
0

Re: Southwest approved, 50k bonus, $99 annual fee

Congrats nice limit!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Regular Contributor
Posts: 123
Registered: ‎07-22-2012
0

Re: Southwest approved, 50k bonus, $99 annual fee

Congrats! I applied last week and am still waiting for approval. I hope it get this card as I fly pretty often!

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.