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Speaking of Cashback, what's the most you accumulated?

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happyhome40
New Contributor

Speaking of Cashback, what's the most you accumulated?

I'm sitting at almost three hundred with Discover. I guess I could transfer it to my savings but I like to see it grow. How about you guys, what's the most you've accumulated?

 

HH40

Message 1 of 11
10 REPLIES 10
LS2982
Mega Contributor

Re: Speaking of Cashback, what's the most you accumulated?


@happyhome40 wrote:

I'm sitting at almost three hundred with Discover. I guess I could transfer it to my savings but I like to see it grow. How about you guys, what's the most you've accumulated?

 

HH40


$72 on my Chase Freedom Smiley Very Happy

 




EQ FICO 548 3/3/16
Message 2 of 11
journey258
Frequent Contributor

Re: Speaking of Cashback, what's the most you accumulated?

$137.06 on Navy Visa Siggy. After reading the earlier thread I logged in and transferred to my money market account. If its going to sit, it can at least earn interest. Besides, I don't want a snafu to cause me to lose it. 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 3 of 11
happyhome40
New Contributor

Re: Speaking of Cashback, what's the most you accumulated?

AfterAfter reading that post, I'm thinking of doing the same. Yea, and I guess if it's going to sit, I too would rather it collect interest.

Message 4 of 11
Anonymous
Not applicable

Re: Speaking of Cashback, what's the most you accumulated?

I made it to 280 dollars on my Capital One rewards before I decided to spend it

Message 5 of 11
youngandcreditwrthy
Senior Contributor

Re: Speaking of Cashback, what's the most you accumulated?

Most on one card... $131.23 from Freedom this month... Toook two days to get it to my Chase checking... Love it!

I have 11,000 pts ($110) with Travelocity Amex currently. Will use for NYC new year's trip I believe!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 11
crunching_numbers
Valued Contributor

Re: Speaking of Cashback, what's the most you accumulated?

Usually I let BCP accumulate to around $125 to $150 and then cash it in.  Discover takes longer to accumulate so I cash it in as low as $50 or $60.

 

AMEX MRP's are a whole nother issue. I have been well over 100,000 points.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 7 of 11
FrugalRican
Blogger

Re: Speaking of Cashback, what's the most you accumulated?

Sitting at $150 with Chase Freedom, so far.

I don't let my Cashback sit. I make it work for me as often as I can.

My Discover cashback sees lots of traffic.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 8 of 11
CribDuchess
Established Contributor

Re: Speaking of Cashback, what's the most you accumulated?

I have earned $114.71 in cash back on my Cash+ card in less than 2 months of use.  That doesn't include the additional $25 bonus I will receive (in the form of a Visa gift card) for redeeming in $100 increments.  In fact, I just redeemed $100 of it last Friday and I chose to have the $100 deposited into my checking account.  Poof!  The $100 was showing up in my checking account within mere seconds.  Easy peasy.  The $25 Visa gift card bonus will arrive in my mail box in 6-8 weeks.  I'm completely happy with that.

 

I am also sitting on about $70 in cash rewards on my Amex BCE.  Will probably wait until I have $100 before I redeem it.

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 9 of 11
lithium78
Established Contributor

Re: Speaking of Cashback, what's the most you accumulated?

I cash in on my cards once it reaches $100.  No point holding on to it when I can put it to good use for paying bills or put it into a CD and get a little bit of interest.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 10 of 11
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