jmbfl wrote:Good info! How many days did it take to get the card? Also, was your approval automatic like mine and did they ask you for anything else in support of your app?
I got the 30 day message and they did need to go over some info and ask for ID documents.
I received my card within 2 days of the approval. Approved Monday card in hand early Wed morning. Service! 
jmbfl wrote:I stand very much corrected on the inquiry matter. I was going by the TC monitor - the little scan that occurs when you log into TC that is supposed to tell you if you have one of the tracked activities occur. It says nothing has happened. I just went in and updated my CR with TC and the details tell me I was harded on EX by Discover Financial Services on 31JUL. Now that I see the hard inquiry I am a little more relaxed about this!BTW - I just noticed that their hard added employment information to my record that was not previously there. This is the first new employment information added to my CBR's in a very, very long time (10+ years).stef - I like your bear!
Message Edited by jmbfl on 08-01-2008 10:13 AM
That bear get's confusing, eh?
Mine was not instant (was done over the phone, but was still told it would take time, 30 day message basically.) A CSR called me back later that afternoon or the next to request a copy of a current utility bill, my ID, and SS card. Took less than a week after I faxed them the requested info.
It did cost me 2 hards, TU and EX. I had a couple of med collections, small and paid and too many new accounts. I was fussed at for this, but still approved.
I even got the 30 day message in my email a few times. I called, because I got it after I received my card, they said it was system error and to ignore it.