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Regular Contributor
brikays
Posts: 240
Registered: ‎03-07-2013
0

Re: Sportsman's Guide?

[ Edited ]

I got the SG Visa pop up when my EQ was 652.....

 

Comenity pop-ups/ instant approvals ( arranged in the order received)

1- VS - 3/30/2013 - EQ652 - CL $500

2-Jcrew - 6/26/13 - EQ 658 - CL $500

3- Love Loft - 7/25/13 - EQ 643 - CL $500 ( scores went down due to 2 med CO reporting)

4- SG Visa - 10/30/13 - EQ 652 - CL $1500

 

~ Hover over cards to view limits ~
  
Established Contributor
missjae
Posts: 522
Registered: ‎07-18-2013
0

Re: Sportsman's Guide?


ptilda wrote:

Good to know. I think this can be a good thing. But if I wait until the 700s, I have a better chance of starting with a good CL.


+1.  It is said here alot.  I myself didn't take heed in the beginning.  Once I was approved for higher limits and better terms after waiting, I learned my lesson.  Seems like it's easier to get a higher starting CL then to get large increases.  

 

What kind of limit are you hoping to start with?

Established Contributor
ptilda
Posts: 532
Registered: ‎11-30-2013
0

Re: Sportsman's Guide?

missjae, if I could top my highest current CLs of $3k each, I'd be happy. But even something close would be good to raise my util. However, I expect that my Walmart & Amazon cards will probably CLI fairly fast since I use both stores a lot and am a well established online customer prior to getting the cards. But the cards are brand new and so I will dutifully wait the 4 statements before I ask for CLI. Once those increase and gardening starts showing results, $3k might seem like a drop in the bucket.

 

Anyone have feedback on how long after having a CC app spree before you start getting shopping cart offers again?

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012
0

Re: Sportsman's Guide?


ptilda wrote:

missjae, if I could top my highest current CLs of $3k each, I'd be happy. But even something close would be good to raise my util. However, I expect that my Walmart & Amazon cards will probably CLI fairly fast since I use both stores a lot and am a well established online customer prior to getting the cards. But the cards are brand new and so I will dutifully wait the 4 statements before I ask for CLI. Once those increase and gardening starts showing results, $3k might seem like a drop in the bucket.

 

Anyone have feedback on how long after having a CC app spree before you start getting shopping cart offers again?


It's probably a safe assumption to wait after 6 months, as with most credit items that need to be farmed along with improvements on your profile from the AAoA hit and scores.  I doubt the pre-approval offers would be going away anytime soon so you could always try them by next Spring or Summer.


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