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New Contributor
Posts: 63
Registered: ‎02-24-2010
0

Spree results

My wife and I closed on our house, so I was finally able to go on a spree to get some better cards before gardening... Here's what I ended up with:

 

Amex BCE - $7k

Barclays UPromise Rewards - $350 (what?)

Amazon Rewards Visa - $5k

CSP - $10k

 

Pretty happy with the results, and definitely ready to stop while I'm ahead!

 

Any thoughts on what to do with my Capital One cards? I've had them for 3-5 years and haven't made much progress CL-wise, though I have a perfect payment history and use them responsibly. They both have AF (which they won't waive), so I'm considering just closing them out.

Epic Contributor
Posts: 22,723
Registered: ‎10-23-2007
0

Re: Spree results

call backdoor on upromise and see what's up with that. they can recon limit instantly through that number.

capital one 800-955-1455 - call them and ask for a cli on all your accounts and upgrade to quicksilver and if you have any af for them to be waived... don't be afraid to ask for $5-7k+... they will counter.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 324
Registered: ‎04-12-2013
0

Re: Spree results

You need to contact CapOne executive office to get cli and annual fee waivers. Just search for the CEO email address. Most members including me had very good results with CapOne EO. Also you might want to try the new cli feature with CapOne online account. There is a post regarding how many members have reported successful cli.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Established Contributor
Posts: 522
Registered: ‎07-18-2013
0

Re: Spree results

Congrats!!
Frequent Contributor
Posts: 472
Registered: ‎04-09-2012
0

Re: Spree results

I suggest emailing over calling.  Aim high - they will counteroffer if they feel what you are asking for is too high.  You should be able to get rid of the AFs too.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Senior Contributor
Posts: 6,970
Registered: ‎01-05-2013
0

Re: Spree results

Congrats on the new TLs.  Yeah, that Barclays is anomalous.

Valued Contributor
Posts: 1,064
Registered: ‎03-16-2013
0

Re: Spree results


FocusedAndDetermined wrote:

Congrats on the new TLs.  Yeah, that Barclays is anomalous.


+1 Congrats,  I would definitely call if it is bothering you but it might be another HP for a CLI.

Regular Contributor
Posts: 220
Registered: ‎09-20-2012
0

Re: Spree results

Congrats!


Current Score: EQ FICO 758 as of 4/15/14 TU FICO 789 as of 5/2013 EX 781 via Amex 6/12/13
Goal Score: 800 Gardening 10/12/13 until 8/2014 app for final PLUS Loan
Epic Contributor
Posts: 22,723
Registered: ‎10-23-2007
0

Re: Spree results

1. Barclay doesn't pull again... They use the same tu repor for 30 days.
2. Why email to only be called by the line that I'm giving you... That is direct to exec office.
Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Moderator
Posts: 26,781
Registered: ‎09-13-2012
0

Re: Spree results

I think its safer to say Barclays may not pull again. Members have commented a second hp was required. They are not like Chase where it's almost a guaranteed hp.

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