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New Contributor
Posts: 63
Registered: ‎02-24-2010
0

Spree results

My wife and I closed on our house, so I was finally able to go on a spree to get some better cards before gardening... Here's what I ended up with:

 

Amex BCE - $7k

Barclays UPromise Rewards - $350 (what?)

Amazon Rewards Visa - $5k

CSP - $10k

 

Pretty happy with the results, and definitely ready to stop while I'm ahead!

 

Any thoughts on what to do with my Capital One cards? I've had them for 3-5 years and haven't made much progress CL-wise, though I have a perfect payment history and use them responsibly. They both have AF (which they won't waive), so I'm considering just closing them out.

Epic Contributor
Posts: 28,554
Registered: ‎10-23-2007
0

Re: Spree results

call backdoor on upromise and see what's up with that. they can recon limit instantly through that number.

capital one 800-955-1455 - call them and ask for a cli on all your accounts and upgrade to quicksilver and if you have any af for them to be waived... don't be afraid to ask for $5-7k+... they will counter.

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Frequent Contributor
Posts: 324
Registered: ‎04-12-2013
0

Re: Spree results

You need to contact CapOne executive office to get cli and annual fee waivers. Just search for the CEO email address. Most members including me had very good results with CapOne EO. Also you might want to try the new cli feature with CapOne online account. There is a post regarding how many members have reported successful cli.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Established Contributor
Posts: 522
Registered: ‎07-18-2013
0

Re: Spree results

Congrats!!
Frequent Contributor
Posts: 474
Registered: ‎04-09-2012
0

Re: Spree results

I suggest emailing over calling.  Aim high - they will counteroffer if they feel what you are asking for is too high.  You should be able to get rid of the AFs too.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Senior Contributor
Posts: 7,682
Registered: ‎01-05-2013
0

Re: Spree results

Congrats on the new TLs.  Yeah, that Barclays is anomalous.

Valued Contributor
Posts: 1,069
Registered: ‎03-16-2013
0

Re: Spree results


FocusedAndDetermined wrote:

Congrats on the new TLs.  Yeah, that Barclays is anomalous.


+1 Congrats,  I would definitely call if it is bothering you but it might be another HP for a CLI.

Regular Contributor
Posts: 236
Registered: ‎09-20-2012
0

Re: Spree results

Congrats!

iPhone. iTypos. iApologize

Current Score: EQ FICO 750 TU FICO 761 EX FICO 753
Goal Score: 800 Gardening since 9/11/2015 until 6/2016
Epic Contributor
Posts: 28,554
Registered: ‎10-23-2007
0

Re: Spree results

1. Barclay doesn't pull again... They use the same tu repor for 30 days.
2. Why email to only be called by the line that I'm giving you... That is direct to exec office.
I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Spree results

I think its safer to say Barclays may not pull again. Members have commented a second hp was required. They are not like Chase where it's almost a guaranteed hp.

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