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Standard auto CLI for Discover?

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QAMngrGirl
Frequent Contributor

Standard auto CLI for Discover?

6 months sound about right?

Thank you as always for any replies!

Message 1 of 7
6 REPLIES 6
myjourney
Super Contributor

Re: Standard auto CLI for Discover?

Yes the 6 month rule 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
kevinjjc
Valued Contributor

Re: Standard auto CLI for Discover?

... If you're lucky! I got a CLI from 10k increased to 15k with a hard inquiry.

Message 3 of 7
LS2982
Mega Contributor

Re: Standard auto CLI for Discover?

Every 6 months they review accounts.



EQ FICO 548 3/3/16
Message 4 of 7
TNTransplant
Established Contributor

Re: Standard auto CLI for Discover?

As LS said, they review accounts every 6 months, and there's the possibility you can get a CLI with a SP only.  However, I have received 3 auto-CLIs from them so far (at 3 month intervals) and I will not have had the card for one year until the end of May. I went from $3000 to $3500 at the 3 month mark, then to $3750 at 6 months, then to $4500 at 9 months.  I've heard they like high usage with PIF, so for the past two months I've pushed everything through it in hopes of breaking the $5000 barrier by the 12 month mark.


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 5 of 7
john398
Senior Contributor

Re: Standard auto CLI for Discover?

so do they usually do the review when statement cuts? or on the exact anniv date? or is it pretty random?

Message 6 of 7
indiolatino61
Valued Contributor

Re: Standard auto CLI for Discover?

I'm still at the 2-month mark, so I have a ways to go...lol!

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Message 7 of 7
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