Started my credit repair journey

[twall06]

You can let them report a balance but for optimal scoring when you are ready to app have only one report a balance less than 10%.

[Anonymous]

Only have one card report less than 10%? Or all my accounts combined.

[BluePoodle]

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@Anonymous wrote:

Only have one card report less than 10%? Or all my accounts combined.

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One card, less than 10% when you are ready to apply for more cards.

Otherwise, general usage at 30% for all cards reporting.