Starting Limits All Over The Place - JCP $200.00

[Jlu]

^+1 same here too. 6 cards in 3 months with CLs ranging from 300 to 9000. 

This is common for semi-prime folks who have a 620 to 680 FICO and are borderline approvals with recons involved. 

Eventually they will all grow and catch up to one another. Just keep up the good work.

[jsucool76]

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@Jlu wrote:

^+1 same here too. 6 cards in 3 months with CLs ranging from 300 to 9000. 

This is common for semi-prime folks who have a 620 to 680 FICO and are borderline approvals with recons involved. 

Eventually they will all grow and catch up to one another. Just keep up the good work.

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Especially those GE cards. I've seen people go from like $150 to like $999,999,999.99 in like...a year I exaggerate but their CLI policy is pretty bangin  

[Anonymous]

I agree about the GE comment; happens moreso with my WalMart card. I've had it for 13 months, started with $600>>$800>>$2000>>currently at $3000. THANK YOU GE!

[Anonymous]

For the (GE) cards, is it better to initiate a CLI after the 4th statement cuts or wait for them to send you love?  I think at this point, I now have a good foundation to build into prime territory by the end of next year.  

[LS2982]

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@Anonymous wrote:

I agree about the GE comment; happens moreso with my WalMart card. I've had it for 13 months, started with $600>>$800>>$2000>>currently at $3000. THANK YOU GE!

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Very nice!!! I'm hoping in Nov. I can break the 3K mark with mine, maybe even a Discover upgrade offer!

[LS2982]

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@Anonymous wrote:

For the (GE) cards, is it better to initiate a CLI after the 4th statement cuts or wait for them to send you love?  I think at this point, I now have a good foundation to build into prime territory by the end of next year.  

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Definitely request it every 4 months, they will auto CLI but its not a guarantee.

[atarvuzdar]

From my GE app spree a couple of weeks ago. All apps within 1 hour online, the order below is the order I app'd:

Walmart $1000

Lowe's $500

Amazon $800

JCP $200

Seems JCP is probably the one that tends to start with the lowest limit based on what mine was compared to the others, as well as what I've been reading here about starting JCP limits. Then again, maybe they were just tired of me applying by the time the JCP rolled around.

Each card has a specific purpose--the JCP will probably only ever be used at CVS, but maybe if the limit grows I'll use it for re-decorating my daughter's room. But $200 just isn't going to cut it with a 14 year old girl LOL.

[maiden_girl]

Well when I first started applying for cards...I got CapOne at $500--now $750 and Macy's at $100 (yes...$100)--now at $1,000. LMAO. Looking at other user's starting limits, I think it's fair to say JCP was being generous. LOL

[LS2982]

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@jsucool76 wrote:

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@Jlu wrote:

^+1 same here too. 6 cards in 3 months with CLs ranging from 300 to 9000. 

This is common for semi-prime folks who have a 620 to 680 FICO and are borderline approvals with recons involved. 

Eventually they will all grow and catch up to one another. Just keep up the good work.

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Especially those GE cards. I've seen people go from like $150 to like $999,999,999.99 in like...a year I exaggerate but their CLI policy is pretty bangin  

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Yes it is!!! The key is good usage, they wont give you big CLI's without good usage.