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Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Starting to not like Discover...

I charged $400 something dollars to my Discover card this period. My statement closed around $425. Payment is not due until mid November. I made a few more charges on it since getting the statement probably around 80 bucks. Discover has reported my current balance at $505 rather than my statement balance. Last month I had a $10 balance that I paid before the statement cut and Discover still reported it after the period closed and it was paid. I recieved no statement that month due to having a $0 balance. I've never had a credit card company do this to me before. Is this normal?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Starting to not like Discover...

yes it's normal for 

 

Bank of America
Barclays
Capital One
Discover
Elan
GEMB
HSBC
UMB 

 

or more. thank god I still got this on my copy and paste memory LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Starting to not like Discover...

So far, I haven't had a problem with GE doing this to me. It's just been Discover that's been getting me. I don't understand why they don't report the statement balance like everyone else? Even CAP1 does that!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Member
twelfthjoe2
Posts: 152
Registered: ‎09-17-2012
0

Re: Starting to not like Discover...

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:

Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Starting to not like Discover...


twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:


wow nice layout

Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Starting to not like Discover...

For those with Discover, are they reporting real time?  So if you make a payment tomorrow, will that be reflected?  If not, how are they deciding when to report a decrease?

 

 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Member
twelfthjoe2
Posts: 152
Registered: ‎09-17-2012
0

Re: Starting to not like Discover...


wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:


wow nice layout


Thanks :smileyhappy: All started with that Capital One that at the time had a $500 Limit.

Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Starting to not like Discover...

[ Edited ]

twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:


wow nice layout


Thanks :smileyhappy: All started with that Capital One that at the time had a $500 Limit.



twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:


wow nice layout


Thanks :smileyhappy: All started with that Capital One that at the time had a $500 Limit.


How the hell did you get a $10,000 credit limit increase on a Capital One Platinum? LMAO and No Zync? ;\


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Member
twelfthjoe2
Posts: 152
Registered: ‎09-17-2012
0

Re: Starting to not like Discover...


distantarray wrote:

twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:


wow nice layout


Thanks :smileyhappy: All started with that Capital One that at the time had a $500 Limit.



twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. :smileyhappy:


wow nice layout


Thanks :smileyhappy: All started with that Capital One that at the time had a $500 Limit.


How the hell did you get a $10,000 credit limit increase on a Capital One Platinum? LMAO and No Zync? ;\


Well I was stuck on the $500 limit fromt he time I opened the card. Called up after I got the Amex's and saaid I would never use it agian unless I got a CLI. They asked me what I wanted I said 10,000 they said I would hear back with-in 7 days. 5 Days later I loged in and see the new limit. Also I never got a Zync because of the fact if they give you the $500 limit you cant get other cards. Did not want to take the chance at the time. :smileyhappy:

Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Starting to not like Discover...

I was hoping someone would post more info about this Discover thing if they are having the same issue?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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