Credit Cards

[maiden_girl]

I charged $400 something dollars to my Discover card this period. My statement closed around $425. Payment is not due until mid November. I made a few more charges on it since getting the statement probably around 80 bucks. Discover has reported my current balance at $505 rather than my statement balance. Last month I had a $10 balance that I paid before the statement cut and Discover still reported it after the period closed and it was paid. I recieved no statement that month due to having a $0 balance. I've never had a credit card company do this to me before. Is this normal?

[distantarray]

yes it's normal for 

Bank of America
Barclays
Capital One
Discover
Elan
GEMB
HSBC
UMB 

or more. thank god I still got this on my copy and paste memory LOL

[maiden_girl]

So far, I haven't had a problem with GE doing this to me. It's just been Discover that's been getting me. I don't understand why they don't report the statement balance like everyone else? Even CAP1 does that!

[twelfthjoe2]

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

[wallyworld123]

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twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

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wow nice layout

[Walt_K]

For those with Discover, are they reporting real time?  So if you make a payment tomorrow, will that be reflected?  If not, how are they deciding when to report a decrease?

[twelfthjoe2]

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wallyworld123 wrote:

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twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

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wow nice layout

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Thanks All started with that Capital One that at the time had a $500 Limit.

[distantarray]

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twelfthjoe2 wrote:

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wallyworld123 wrote:

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twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

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wow nice layout

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Thanks All started with that Capital One that at the time had a $500 Limit.

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twelfthjoe2 wrote:

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wallyworld123 wrote:

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twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

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wow nice layout

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Thanks All started with that Capital One that at the time had a $500 Limit.

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How the hell did you get a $10,000 credit limit increase on a Capital One Platinum? LMAO and No Zync? ;\

[twelfthjoe2]

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distantarray wrote:

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twelfthjoe2 wrote:

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wallyworld123 wrote:

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twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

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wow nice layout

---

Thanks All started with that Capital One that at the time had a $500 Limit.

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twelfthjoe2 wrote:

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wallyworld123 wrote:

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twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me.

---

wow nice layout

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Thanks All started with that Capital One that at the time had a $500 Limit.

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How the hell did you get a $10,000 credit limit increase on a Capital One Platinum? LMAO and No Zync? ;\

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Well I was stuck on the $500 limit fromt he time I opened the card. Called up after I got the Amex's and saaid I would never use it agian unless I got a CLI. They asked me what I wanted I said 10,000 they said I would hear back with-in 7 days. 5 Days later I loged in and see the new limit. Also I never got a Zync because of the fact if they give you the $500 limit you cant get other cards. Did not want to take the chance at the time.

[maiden_girl]

I was hoping someone would post more info about this Discover thing if they are having the same issue?