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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Starting to not like Discover...

I charged $400 something dollars to my Discover card this period. My statement closed around $425. Payment is not due until mid November. I made a few more charges on it since getting the statement probably around 80 bucks. Discover has reported my current balance at $505 rather than my statement balance. Last month I had a $10 balance that I paid before the statement cut and Discover still reported it after the period closed and it was paid. I recieved no statement that month due to having a $0 balance. I've never had a credit card company do this to me before. Is this normal?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Starting to not like Discover...

yes it's normal for 

 

Bank of America
Barclays
Capital One
Discover
Elan
GEMB
HSBC
UMB 

 

or more. thank god I still got this on my copy and paste memory LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Starting to not like Discover...

So far, I haven't had a problem with GE doing this to me. It's just been Discover that's been getting me. I don't understand why they don't report the statement balance like everyone else? Even CAP1 does that!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Member
Posts: 152
Registered: ‎09-17-2012
0

Re: Starting to not like Discover...

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy

Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Starting to not like Discover...


twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy


wow nice layout

Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
0

Re: Starting to not like Discover...

For those with Discover, are they reporting real time?  So if you make a payment tomorrow, will that be reflected?  If not, how are they deciding when to report a decrease?

 

 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Member
Posts: 152
Registered: ‎09-17-2012
0

Re: Starting to not like Discover...


wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy


wow nice layout


Thanks Smiley Happy All started with that Capital One that at the time had a $500 Limit.

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Starting to not like Discover...

[ Edited ]

twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy


wow nice layout


Thanks Smiley Happy All started with that Capital One that at the time had a $500 Limit.



twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy


wow nice layout


Thanks Smiley Happy All started with that Capital One that at the time had a $500 Limit.


How the hell did you get a $10,000 credit limit increase on a Capital One Platinum? LMAO and No Zync? ;\


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Member
Posts: 152
Registered: ‎09-17-2012
0

Re: Starting to not like Discover...


distantarray wrote:

twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy


wow nice layout


Thanks Smiley Happy All started with that Capital One that at the time had a $500 Limit.



twelfthjoe2 wrote:

wallyworld123 wrote:

twelfthjoe2 wrote:

I don't have a Discover card but that's never happened with any of my other cards. Seems kinda odd to me. Smiley Happy


wow nice layout


Thanks Smiley Happy All started with that Capital One that at the time had a $500 Limit.


How the hell did you get a $10,000 credit limit increase on a Capital One Platinum? LMAO and No Zync? ;\


Well I was stuck on the $500 limit fromt he time I opened the card. Called up after I got the Amex's and saaid I would never use it agian unless I got a CLI. They asked me what I wanted I said 10,000 they said I would hear back with-in 7 days. 5 Days later I loged in and see the new limit. Also I never got a Zync because of the fact if they give you the $500 limit you cant get other cards. Did not want to take the chance at the time. Smiley Happy

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Starting to not like Discover...

I was hoping someone would post more info about this Discover thing if they are having the same issue?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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