State Farm Credit Card

[Anonymous]

Do you know which CRA they pull?

[plasticman]

They pulled TU for me, I live in AZ., and have done a soft pull on TU once since I have had it.

The hard inquiry fell off my CR in 4 months as well.

Message Edited by plasticman on 08-10-2009 09:47 PM

[laz98]

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@plasticman wrote:

They pulled TU for me, I live in AZ., and have done a soft pull on TU once since I have had it.

The hard inquiry fell off my CR in 4 months as well.

Message Edited by plasticman on 08-10-2009 09:47 PM

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lucky you!!!      if only my inquiries could be more like your inquiries...

[plasticman]

This gift only seems to happen on my TU report. EQ. and EX. seem to have a long memory. LOL

[hemi961]

I'm in AZ too and they pulled TU. From all I read prior to applying it seems that they primarily pull TU no matter where you live.

[Anonymous]

Is approval instant?

[laz98]

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@hemi961 wrote:
I'm in AZ too and they pulled TU. From all I read prior to applying it seems that they primarily pull TU no matter where you live.

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REALLY!!!!  that's very good to hear....my TU will only have 3 inquiries at the end of the month.  everyone seems to pull EQ & EX where i live.

[plasticman]

If you have insurance with State Farm and want a quick approval call or go see your insurance agent. I knew instantly when I applied for that primary reason. If you call into State Farm Bank or apply online I beleive it may take 48 hours or more to find out the answer.

Incidentally, your State Farm Agent gets some sort of reward if you apply through them. So it is better for you and them if you include your agent in the application process.

[hemi961]

My approval wasn't instant, I called the next day and was approved. I don't remember if they had an automated system or not, but it seems that I spoke to someone. Do a search on here for TU pullers and I think State farm will come up quite often. Best of luck.

[creditwherecreditisdue]

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@plasticman wrote:

If you have insurance with State Farm and want a quick approval call or go see your insurance agent. I knew instantly when I applied for that primary reason. If you call into State Farm Bank or apply online I beleive it may take 48 hours or more to find out the answer.

Incidentally, your State Farm Agent gets some sort of reward if you apply through them. So it is better for you and them if you include your agent in the application process.

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Spiffs are good. He'll love ya for it!