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Frequent Contributor
Posts: 252
Registered: ‎03-26-2011
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State Farm Credit Cards

Just a few questions about them. Does it help approval odds if you are an insurance customer with them?  Also, are we sure which CBR they pull and if they are a strict lender?  Just was checking on those.

 

Thanks!

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Frequent Contributor
Posts: 285
Registered: ‎11-17-2012
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Re: State Farm Credit Cards


junior88 wrote:

Just a few questions about them. Does it help approval odds if you are an insurance customer with them?  Also, are we sure which CBR they pull and if they are a strict lender?  Just was checking on those.

 

Thanks!


It helps if you are a policyholder, but uncertain who they pull for approvals. I've had my Visa for many years & can't recall when processing my application.

 

SisterGirl

SisterGirl
Established Contributor
Posts: 669
Registered: ‎11-13-2012
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Re: State Farm Credit Cards

I'm not sure if it's the same, but I cameacross a thread about a state farm card credit increase and said they pulled TU for their increase...look up other threads on this site and see if they can clue you in

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Valued Contributor
Posts: 1,142
Registered: ‎05-17-2010
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Re: State Farm Credit Cards


colindidit wrote:

I'm not sure if it's the same, but I cameacross a thread about a state farm card credit increase and said they pulled TU for their increase...look up other threads on this site and see if they can clue you in


They pull TU almost exclusively.  They claim the Bank and Insurance are separate entities, but I can't help but think having insurance helps.  

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: State Farm Credit Cards

My experience has been that they are very conservative... both with limits and approvals.

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Valued Contributor
Posts: 2,671
Registered: ‎09-26-2011
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Re: State Farm Credit Cards

Can't say about their overall rules, but they pulled TU for me.

 

I have been a State Farm customer for years, and they denied me.  :smileysad:



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Valued Contributor
Posts: 1,142
Registered: ‎05-17-2010
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Re: State Farm Credit Cards


webhopper wrote:
My experience has been that they are very conservative... both with limits and approvals.

True.  My initial limit was $3000 and I was denied the first attempt. 

New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: State Farm Credit Cards

so do they only pull TU?

 

any user who have experience they pull other then TU.

 

wanted to apply but tu report looks quite ugly

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