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Regular Contributor
junior88
Posts: 249
Registered: ‎03-26-2011
0

State Farm Credit Cards

Just a few questions about them. Does it help approval odds if you are an insurance customer with them?  Also, are we sure which CBR they pull and if they are a strict lender?  Just was checking on those.

 

Thanks!

9/6/14 TU 716 EX 700 EQ 681

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Regular Contributor
SisterGirl
Posts: 227
Registered: ‎11-17-2012
0

Re: State Farm Credit Cards


junior88 wrote:

Just a few questions about them. Does it help approval odds if you are an insurance customer with them?  Also, are we sure which CBR they pull and if they are a strict lender?  Just was checking on those.

 

Thanks!


It helps if you are a policyholder, but uncertain who they pull for approvals. I've had my Visa for many years & can't recall when processing my application.

 

SisterGirl

SisterGirl
Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Re: State Farm Credit Cards

I'm not sure if it's the same, but I cameacross a thread about a state farm card credit increase and said they pulled TU for their increase...look up other threads on this site and see if they can clue you in

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: State Farm Credit Cards


colindidit wrote:

I'm not sure if it's the same, but I cameacross a thread about a state farm card credit increase and said they pulled TU for their increase...look up other threads on this site and see if they can clue you in


They pull TU almost exclusively.  They claim the Bank and Insurance are separate entities, but I can't help but think having insurance helps.  

Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: State Farm Credit Cards

My experience has been that they are very conservative... both with limits and approvals.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Valued Contributor
tcbofade
Posts: 2,512
Registered: ‎09-26-2011
0

Re: State Farm Credit Cards

Can't say about their overall rules, but they pulled TU for me.

 

I have been a State Farm customer for years, and they denied me.  :smileysad:


Current Scores: EX 694 (FCR) TU08: 650 Wally. 12/10/14
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Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: State Farm Credit Cards


webhopper wrote:
My experience has been that they are very conservative... both with limits and approvals.

True.  My initial limit was $3000 and I was denied the first attempt. 

New Contributor
mousefai
Posts: 142
Registered: ‎08-19-2013
0

Re: State Farm Credit Cards

so do they only pull TU?

 

any user who have experience they pull other then TU.

 

wanted to apply but tu report looks quite ugly

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