Credit Cards Center Credit cards from our partners
Reply
Epic Contributor
Posts: 28,547
Registered: ‎10-23-2007
0

State Farm and requirements?

I'm asking this question based on another post right now that I was reading to be approved for State Farm with 549 credit score (congrats on that btw)

So my question is are they BK friendly?

better chance if your a customer?

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
0

Re: State Farm and requirements?

[ Edited ]

I was denied in December with a 700 FICO and a 4.5 yr old BK.  BK was cited as the reason for denial. 

 

I'm a customer as well. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: State Farm and requirements?

Keep in mind that anytime one ask for a CLI with them its a hard pull.  I fired them last month!!

New Visitor
Posts: 755
Registered: ‎02-17-2011
0

Re: State Farm and requirements?

I read that too.....but the hard pull kinda sucks!  Try Bank of America Secured. They will unsecure after a year with good CLI! Id rather have a hard pull from BOA than state farm. Especially for only 500.00$. Good luck

Amex Delta Gold Skymiles $1000; Amex Hilton Honors $1000 Amex SPG $2000 Amex PRG NPSL Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K Discover $3K Gap Visa $5.5K; AEO Visa $5K Walmart MasterCard $5.3K Sam's Club Mastercard $8.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $4K Priceline Visa 4K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K
Valued Member
Posts: 30
Registered: ‎04-09-2011
0

Re: State Farm and requirements?

I don't know if you have to have State Farm insurance or how it affects you, but when I got my State Farm credit card with a 549 score they did ask for my agent, so I imagen it does have some kind of impact if you do use them.

Auto Loan (2/11, $4,400), Statefarm VISA (3/11 $500CL), Amazon (3/11, $700CL), ChevronTexaco (3/11, $1600CL), Macy's (4/11), Credit Union VISA (5/11, $500CL), Walmart (5/11, $1300CL), CapitalOne (6/11, $500CL) Old Navy (6/11, $600CL) Paypal Smart Connect (6/11, $1300CL) Shell/Citi (7/11 $200CL) Orchard Platnium MC (7/11 $300CL) Gap (7/11 $350CL) Lowes (8/11 $900CL) JCPenny (9/11 $1500CL) BB Mastercard (3/12 $300) Target (4/12 $200)


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.