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Epic Contributor
Posts: 29,297
Registered: ‎10-23-2007

State Farm and requirements?

I'm asking this question based on another post right now that I was reading to be approved for State Farm with 549 credit score (congrats on that btw)

So my question is are they BK friendly?

better chance if your a customer?

Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010

Re: State Farm and requirements?

[ Edited ]

I was denied in December with a 700 FICO and a 4.5 yr old BK.  BK was cited as the reason for denial. 


I'm a customer as well. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008

Re: State Farm and requirements?

Keep in mind that anytime one ask for a CLI with them its a hard pull.  I fired them last month!!

Established Contributor
Posts: 825
Registered: ‎02-17-2011

Re: State Farm and requirements?

I read that too.....but the hard pull kinda sucks!  Try Bank of America Secured. They will unsecure after a year with good CLI! Id rather have a hard pull from BOA than state farm. Especially for only 500.00$. Good luck

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Valued Member
Posts: 30
Registered: ‎04-09-2011

Re: State Farm and requirements?

I don't know if you have to have State Farm insurance or how it affects you, but when I got my State Farm credit card with a 549 score they did ask for my agent, so I imagen it does have some kind of impact if you do use them.

Auto Loan (2/11, $4,400), Statefarm VISA (3/11 $500CL), Amazon (3/11, $700CL), ChevronTexaco (3/11, $1600CL), Macy's (4/11), Credit Union VISA (5/11, $500CL), Walmart (5/11, $1300CL), CapitalOne (6/11, $500CL) Old Navy (6/11, $600CL) Paypal Smart Connect (6/11, $1300CL) Shell/Citi (7/11 $200CL) Orchard Platnium MC (7/11 $300CL) Gap (7/11 $350CL) Lowes (8/11 $900CL) JCPenny (9/11 $1500CL) BB Mastercard (3/12 $300) Target (4/12 $200)

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