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Epic Contributor
Posts: 29,445
Registered: ‎10-23-2007
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State Farm and requirements?

I'm asking this question based on another post right now that I was reading to be approved for State Farm with 549 credit score (congrats on that btw)

So my question is are they BK friendly?

better chance if your a customer?

Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
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Re: State Farm and requirements?

[ Edited ]

I was denied in December with a 700 FICO and a 4.5 yr old BK.  BK was cited as the reason for denial. 


I'm a customer as well. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: State Farm and requirements?

Keep in mind that anytime one ask for a CLI with them its a hard pull.  I fired them last month!!

Established Contributor
Posts: 842
Registered: ‎02-17-2011
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Re: State Farm and requirements?

I read that too.....but the hard pull kinda sucks!  Try Bank of America Secured. They will unsecure after a year with good CLI! Id rather have a hard pull from BOA than state farm. Especially for only 500.00$. Good luck

Amex Delta Gold 1.5K Amex HH 2k Amex PRG NPSL, AMEX BCE 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 16.5K Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7K Gap Visa $8.5K; Walmart MasterCard 7.5K Sam's Club MC 9.5K Venture $15K Venture One 10K Quicksilver Visa Siggy 5K, Citi Shell MC 2k, Total Rewards Visa 4.2K Fuel Rewards MC 3K CITI AA Gold WEMC 8.4K Paypal Extras MC 8K, Citi Diamond WEMC 3.5K, Cit DC WEMC 3k, Citi Hilton Visa Siggy 8k.
Valued Member
Posts: 30
Registered: ‎04-09-2011
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Re: State Farm and requirements?

I don't know if you have to have State Farm insurance or how it affects you, but when I got my State Farm credit card with a 549 score they did ask for my agent, so I imagen it does have some kind of impact if you do use them.

Auto Loan (2/11, $4,400), Statefarm VISA (3/11 $500CL), Amazon (3/11, $700CL), ChevronTexaco (3/11, $1600CL), Macy's (4/11), Credit Union VISA (5/11, $500CL), Walmart (5/11, $1300CL), CapitalOne (6/11, $500CL) Old Navy (6/11, $600CL) Paypal Smart Connect (6/11, $1300CL) Shell/Citi (7/11 $200CL) Orchard Platnium MC (7/11 $300CL) Gap (7/11 $350CL) Lowes (8/11 $900CL) JCPenny (9/11 $1500CL) BB Mastercard (3/12 $300) Target (4/12 $200)

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