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Valued Member
PrettyGyrl
Posts: 53
Registered: ‎01-19-2013

Statement Cuts Today Does That =Report to CRA?

Question...My CAP1 statement cuts today, is this the day they will report to the CRA's?


1/20/13 TU FICO: 569 EQ: 582 EX FICO: 646
2/10/13 TU FICO: 592 EQ: 595 EX FICO: 642
Goal: 760 CAP1 Secured: $200, US Bank Secured: $300, BOfA Secured: $300
In the Garden until 7/20/13
Senior Contributor
Wolf3
Posts: 3,188
Registered: ‎01-24-2010

Re: Statement Cuts Today Does That =Report to CRA?


PrettyGyrl wrote:

Question...My CAP1 statement cuts today, is this the day they will report to the CRA's?


In my experience, add about 3 to 4 days, before it shows on CR.

Valued Member
PrettyGyrl
Posts: 53
Registered: ‎01-19-2013

Re: Statement Cuts Today Does That =Report to CRA?

Ok...Thanks! I just want to make sure I have my Uti below 9% on the right date. Since it will be reported today and it's PIF am I safe to use it?


1/20/13 TU FICO: 569 EQ: 582 EX FICO: 646
2/10/13 TU FICO: 592 EQ: 595 EX FICO: 642
Goal: 760 CAP1 Secured: $200, US Bank Secured: $300, BOfA Secured: $300
In the Garden until 7/20/13
Established Contributor
BrokaToe
Posts: 588
Registered: ‎05-12-2012

Re: Statement Cuts Today Does That =Report to CRA?

[ Edited ]

What ever balance you have on the card when the statement cuts is the amount that will report. But only if the charges have cleared. If they haven't cleared when the statement cuts, then they will not be included in the reported balance.

 

so yes, you are safe to use it :smileyhappy:


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Valued Member
PrettyGyrl
Posts: 53
Registered: ‎01-19-2013

Re: Statement Cuts Today Does That =Report to CRA?

Awesome Thanks!


1/20/13 TU FICO: 569 EQ: 582 EX FICO: 646
2/10/13 TU FICO: 592 EQ: 595 EX FICO: 642
Goal: 760 CAP1 Secured: $200, US Bank Secured: $300, BOfA Secured: $300
In the Garden until 7/20/13

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