Statement closing date

surfnspy · ‎06-17-2012

My card statement says:

Your next statement will close on 09/23/2012.

Is that the day balances (if any) are reported?

Thank you!

EQ FICO 699 (12/14/12) | TU FICO 754 (12/14/12)
HSBC Mastercard $300 | Barclaycard Rewards World Mastercard $7k

Gardening until 08/2013

Scuba · ‎06-08-2008

That depends on the credit card issuer, but generally I would say yes.

For example my US Bank statement cuts on the 15th and if I owe a balance it shows on the statement they mail me.

But if I pay off the balance before the end of the month even though I had a balance on my statement, they report a zero balance to the CB.

surfnspy · ‎06-17-2012

Thank you I should have been more specific. The issuer is Barclays if that helps.

EQ FICO 699 (12/14/12) | TU FICO 754 (12/14/12)
HSBC Mastercard $300 | Barclaycard Rewards World Mastercard $7k

Gardening until 08/2013

LS2982 · ‎04-09-2011

Yup that date they list is the statement closing date. You have until 7pm EST to pay any balance off if you don't want it to report.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013

nicholasyud · ‎08-13-2012

Just don't spend too much on the first month waitfor your first bill come..... just to be sure

Credit Cards

Statement closing date

Re: Statement closing date

Re: Statement closing date

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Re: Statement closing date