Status of Application Pending ??

[DI]

Your FICO scores are the status of any credit card application you apply for. In this economy and from now on you will need a min of 725 FICO score, and low utilization.  Most of the people who are getting approve for credit in today's economy are people who doesn't need credit.

I got approved for a Citi and Discover with 0% interest for 9 months.  I'm trying to figure how I can best use the cards.  I have no use for a BT, plus the 3% fee is a deterrent.  Had it not been for the 3% BT fee, I would have transferred the money to a savings account like I've done in the past.

I miss the good old credit days!

Message Edited by DI on 07-21-2009 05:56 PM

[haulingthescoreup]

I think it's an internal rule at Chase --clean history for a minimum of two years.

[pattycake]

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@Red1Blue wrote:
Dont feel bad. I applied for Chase Business Card and they declined the app. I call few times and CSR's said they have no information and it is still being processed. I got the decline letter in the mail 5 days after the app. I am pretty sure CSR's know status but would not like to disclose the status. Strange Bank.

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Same here, only the banker pulled my CB without explicitly telling me she was doing so.  I didn't want another credit card, I thought she was just linking my accounts for overdraft protection.