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Your FICO scores are the status of any credit card application you apply for. In this economy and from now on you will need a min of 725 FICO score, and low utilization. Most of the people who are getting approve for credit in today's economy are people who doesn't need credit.
I got approved for a Citi and Discover with 0% interest for 9 months. I'm trying to figure how I can best use the cards. I have no use for a BT, plus the 3% fee is a deterrent. Had it not been for the 3% BT fee, I would have transferred the money to a savings account like I've done in the past.
I miss the good old credit days!
@Red1Blue wrote:
Dont feel bad. I applied for Chase Business Card and they declined the app. I call few times and CSR's said they have no information and it is still being processed. I got the decline letter in the mail 5 days after the app. I am pretty sure CSR's know status but would not like to disclose the status. Strange Bank.
Same here, only the banker pulled my CB without explicitly telling me she was doing so. I didn't want another credit card, I thought she was just linking my accounts for overdraft protection.