So I went back and forth about staying in the garden for 6 months before any more apps and decided I would take the AAoA/inquiries hit now and garden for the next year or two. It was worth it IMO to get the jump on 6months of history with these cards then wait. But back to the Garden I go. SPs only for me. I hate a lot of inquiries.
My App Spree and CLs
JCP 200
Walmart 500 free tu fico:-))))))
Amazon 600
VS 250
Express 250
Macys 400 had to recon due to IIB. Was not wasting a hard pull. GREAT Customer Service reps
I do shop at all of these stores and love the discounts/perks they offer. Use NFCU as main bank card. Closing Cap1 and Orchard if they don't waive AF and increase CL. Wooh! I was nervous. I hope these cards grow while i'm in this lovely Garden of mines. (smells the flowers)
Inquiry: EX-3 TU-7 EQ-6 (11-07-2012)
Starting Score: EQ 717 EX 724 TU 736
Starting Score: 560
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