cancel
Showing results for 
Search instead for 
Did you mean: 

Still Denied for Blue Cash.

tag
TheCreditKid
Established Contributor

Re: Still Denied for Blue Cash.

I've been a Zync member for 4 months only before being approved for the Blue Cash. Smiley Indifferent weird

 

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 11 of 16
BrandonSS
Frequent Contributor

Re: Still Denied for Blue Cash.

 


@MDfan90 wrote:

 

the negative factors experian lists are ...


Have you pulled a score/reports from here (myFICO)? 

 

3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
Message 12 of 16
vish1
Valued Contributor

Re: Still Denied for Blue Cash.

 


@TheCreditKid wrote:

I've been a Zync member for 4 months only before being approved for the Blue Cash. Smiley Indifferent weird

 


 

I think he is denied because he has too few other accounts (with other lenders).

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 13 of 16
MDfan90
New Member

Re: Still Denied for Blue Cash.

i must be stupid. i called 8008742717 and i get getting customer service reps. i asked to speak to a underwriter or at least a human who has the ability to reconsider my application but they said i need to call 18773993083 (the new card department or something on those lines) and ask to resubmit my application. this doesn't give me a chance to defend my case. What am i doing wrong here? i call the 800 number, press 1 for current customers (the other options have nothing to do with me) and it leads me to regular reps that can't do anything with my account except pull it up. 

Message 14 of 16
Creditaddict
Legendary Contributor

Re: Still Denied for Blue Cash.

you usually can't talk to underwriting... it's a very simple process as they told you, you ask to have it reviewed again and then you either get an e-mail that says congratulations or you get a denial again.

Message 15 of 16
MDfan90
New Member

Re: Still Denied for Blue Cash.

so whats the point of calling the "back door" number. all they do is transfer me to the 1877 number.

 

i just called again right now. i told them that a friend supplied me with this number so i can plead my case and get my decision reconsidered. the person on the phone said they couldn't do anything for card decisions and that i would have to call the 1877 number (when i did call the 1877 number, all they promised was they would resubmit my app. but whats the point, wouldn't i get denied again?). 

 

so what exactly is the point of the 800 number? its not taking me " past frontline CSR's directly Credit Analysts / Credit Departments / Account Managers / Account Specialists (different lenders call 'em different things." Its actually taking me to more outsourced cs reps who can't help.

Message 16 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.