Reply
Established Contributor
ibmrad7
Posts: 601
Registered: ‎12-11-2010

Still waiting on my Amex Hilton Honors card BUT.....

I applied for Hilton Honors Amex exactly 2 weeks ago and I am still waiting for the actual card to be delivered. Yesterday in mail I got a letter from Amex stating my EX FICO score. Is it a common practice for Amex to share Fico score even when we are approved? This is a first for me..

 

Anyway just sharing my score here in case someone is looking for apply for the same card.

 

EX FICO: 664 as of Jan 27, 2013 (When they pulled EX)

Annual Income reported: 105,000

AAoA: 3.2 Years

Util: 90%

Hold Zync NPSL since 2010 and got approved to AMEX Platinum on Jan 8, 2013.

 

Inquiries: EX 2 (falling off in 2 months), EQ: 0, TU: 0.

 

Hope this helps.


Starting Score: 583
Current Score: 692
Goal Score: 750+


Take the FICO Fitness Challenge
Established Contributor
Cdnewmanpac
Posts: 767
Registered: ‎01-16-2012

Re: Still waiting on my Amex Hilton Honors card BUT.....

Hilton cards have 3 interest rate tiers. Unless you got the best one, you get a score. 

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Frequent Contributor
koalablue
Posts: 336
Registered: ‎05-23-2012

Re: Still waiting on my Amex Hilton Honors card BUT.....

If you don't get the best interest rate, then I believe they send you a letter first with your FICO score before they send you a card. They have to tell you your FICO score if they don't give you the best interest rate. You should get your card soon. I got my Surpass card by overnight mail, but they didn't put my last name on the card, so I called to get a new one. They said they couldn't send a new one within ten days of the first one, so I'd have to call back after ten days. Called back yesterday, and they're overnighting the card so it will get to me on Tuesday.

Established Contributor
ibmrad7
Posts: 601
Registered: ‎12-11-2010

Re: Still waiting on my Amex Hilton Honors card BUT.....

 

koalablue wrote:

If you don't get the best interest rate, then I believe they send you a letter first with your FICO score before they send you a card. They have to tell you your FICO score if they don't give you the best interest rate. You should get your card soon. I got my Surpass card by overnight mail, but they didn't put my last name on the card, so I called to get a new one. They said they couldn't send a new one within ten days of the first one, so I'd have to call back after ten days. Called back yesterday, and they're overnighting the card so it will get to me on Tuesday.



Congrats!!!

I just stayed at a hilton property this week for 5 nights, I literally called them 5-6 times to expedite the card but I got the same 10 day story.


Starting Score: 583
Current Score: 692
Goal Score: 750+


Take the FICO Fitness Challenge
Valued Member
grubs
Posts: 85
Registered: ‎11-13-2012

Re: Still waiting on my Amex Hilton Honors card BUT.....

Is this Hilton amex easier to get(like the delta gold)?

Frequent Contributor
koalablue
Posts: 336
Registered: ‎05-23-2012

Re: Still waiting on my Amex Hilton Honors card BUT.....

I don't think its too easy to get. Not as easy as the Delta Gold at any rate.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+