I have a 10 month old Citi card to a local furniture store. The card has a $3000 limit. The offer was for 12 months 0% financing with no payments for 12 months. It will be paid in full before the 12 months is up, but will they convert it to a regular Visa/mastercard or will this just be a useless trade line to me if I don't need any more furniture???? Does anyone have any experience with a situation like this???
