03-16-2009 04:38 PM
i was just declined for a chase biz card...my scores are TU-626, EX-651, EQ-761.
the rep said i needed to keep on building my credit...to get higher limits..yada, yada, yada...but how am i supposed to do this if no one will give me a CC.
i have cap 1, hsbc & credit one cards.....i thought my scores were good enough for some credit cards but i guess not.....should i get a couple of store cards....would that help?
will cap 1 issue you more than one card at a time?
03-16-2009 05:12 PM
03-16-2009 05:33 PM
03-16-2009 06:56 PM - edited 03-16-2009 07:13 PM
thanks concorduser....it think i will try....the only thing i am worried about is that i have 2 cc baddies on my EQ report......and i was just declined for a chase biz card.....they said my fico was no where near what myfico.com reports. people have started to explain the reason why they might have had a different number then the one i get from here.
any other store cards that just pull EQ? i think in order to build my credit back up...I may have to go this route for right now.
my tu is 626 & ex is 656
03-16-2009 08:43 PM
hey concorduser - is it true that with the Nord Sig Card they do not report the CL?
would i be better off getting the plat and have them report the CL?
been readin a lot about it...seems like they pull sometimes from TU too...but if you think it's mostly EQ...i will give it a try!
03-17-2009 11:38 AM
DECLINED....for their visa card.
uggggghhhhhhhhhhhhh.....they said based on my credit lines and available credit....i am declined. i know my util. is probably high, but i think my lack of high credit limits is killing me.......how do i get some cards that will give me some good credit lines,,,,this is getting so frustrating!
they are going to see if i can get approved for a store card.....these baddies from 2003 are killing me...ugghh
midland does do a pay for delete do they?
03-17-2009 01:33 PM
DECLINED....for their visa card.
Did they approve for the store card? If you get the store card after 6 months they will upgrade to Visa and give you larger credit.
03-17-2009 06:43 PM
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