Reply
Frequent Contributor
molly73
Posts: 381
Registered: ‎05-18-2008
0

Re: Store Cards Or Credit Cards?

declined for the store card too!!!

 

in so many words she said it was those 2 baddies from 2003.

one is cap. 1 & the other is citi (midland now has it)

i am really bummed about this.

 

how do i make it so those 2 baddies do not look so bad to creditors?

do i pay them?

do i settle with them? (midland sends me a settlement letter about every other month...cap 1 i have not heard from in years so i don't know where to start with them)

is it all a matter of having it show that these accounts have 0 balance on my reports?

if i pay/settle with them...will that restart the 7 years?

 

suggestions please...this is drivng me crazy!

really messed up my wednesday!


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+