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Are they horrible?
Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop.
Edit: I have never seen a store charge card. Did you mean store credit cards?
@GoldenloveNY wrote:Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop.
Edit: I have never seen a store charge card. Did you mean store credit cards?
+1
A lot of people just refer to store cards as store charge cards or store charge accounts
@jsucool76 wrote:
@GoldenloveNY wrote:Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop.
Edit: I have never seen a store charge card. Did you mean store credit cards?
+1
A lot of people just refer to store cards as store charge cards or store charge accounts
Thanks!
@jsucool76 wrote:
@GoldenloveNY wrote:Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop.
Edit: I have never seen a store charge card. Did you mean store credit cards?
+1
A lot of people just refer to store cards as store charge cards or store charge accounts
Most are not actual Charge Cards but Von Maur is one that is. (it reports just the same as Amex Charge)
Thanks! I was approved for American Eagle, (the only pants and cargo shorts the husband wears) and an Old Navy, (again, most of the clothes my kiddies have are from there) and I saw that on my report they show as "charge account" and I was curious as if they appear worse bc of that listing?